Cash Call Lawsuit: Suit to stop illegal lending practices by Cash Call

I also took out a loan through CC in July of 2007, and I have paid over 4300 and the balance keeps going up. Once I have paid them off, I will have paid them over 9300.00. Its taking a toll on my budget. I have never been late on a payment, but I can't deal with this anymore. I live in the state of Ohio.

If there is any way that I can get in on the lawsuit, please let me know.

i have had a loan for 2600 with cashcall now for about 4 years about a year ago i was really fed up and i wanted to find out who owned cashcall and how i could let him know that i wasnt happy about a 99% interest loan and how unfair i thought it was so i found a number on the web for Paul J Reddam (949) 752-4601 i called it thinking that it wouldnt work. low and behold i was able to leave a message with him and told him how hard it was making the payments and explained that i had paid over 7000 on a 2600 loan and have never been late, the i explained that i wouldnt be paying anymore and that he would have to sue me for the rest of the money i also explained that if he did sue me i would file bankruptcy after cashcall had spent as much money as i could get them to spend suing me. I hadnt really planned on doing it but in the heat of the moment it just kind of came out. The next day i had the customer service manager calling me and wanting to work things out it boiled down to that they were going to lower the interest rate to 10% the y still have taken more from me then i think is fair but live and learn i guess....... call the number leave a message see what happens for you at this point it really cant hurt you and you dont have to follow through just plant the seed.



(949) 752-4601

I also am in a cc loan and have not missed any payments for the three yrs that i have had the loan. Want to know how to get information regarding the lawsuit.....

Does Arthur know of anyone in Idaho? I complained to the Attorney General they turned it over to the Finance Division who in turn said there is no law in Idaho as to the amount of finance charge, it is whatever the 2 parties agree upon

I am more than willing to participate, they harrassed me, called my references and gave them all my personal information!! This is against the law, right? Giving someone else my information!! They call me constantly at work, even though I have asked them numerous times not to do so, they call my friends and family, I'm so fed up with them, it seems like I'm never going to finish paying them and it was only $2500 I took out! Help!!

Go to Strudevant Law firm and look up their cases. They filed a class action in October08 against CashCall and it is on-going.

im dealing with cash call now, i would like to know if they have legal right to practice loans in pennsylvania.. they are way to annoying even though my payments are always made.. their interest rate is high and scary thing is it can change anytime... help..

I just want to put my ' 2 cents' here.........I'm from PA, as well. I had a loan with CC about 3 years ago. My loan was ALSO 99%. I was just falling on some rough times. FINALLY..............I just couldn't make payments anymore. They called and called...references, too!!! REALLY embarresing!! Anyway.......CC 'sold' my loan to a CA ( they don't tell me that). I found out through a letter sent to me. I just want to let people know,...if you DON'T have to deal with them, then don't. GOD...they ARE scary to work with. I'm not sure if CC DOES have a LEGAL right to practice in PA. They threatened time after time to sue me...they never did. I really hope that someone can stop them!!

I HAVE A CCL AND I WISH I WOULD NEVER CALL THEM BECAUSE THEY ARE TRUELY A RIP OFF AND I HAVE BEEN PAYING FOR 3 YRS NOW AND STILL SEE NO SIGNS OF RELIEF

Chargers...what happened after CC "sold" your loan to a CA? Did you settle...did they threaten to sue? How did you resolve it?

My loan was for $2,500.00 I paid on this loan for two years my payment was 235.00. I called to ask how much long till it paid off they tolded me I stil owed $3,000.00 dollars. I stopped paying them of course now they call me all day at work and at home.

To poster above,

I am sorry you have wasted thousands of dollars towards this company. On the other hand, Cash Call is an installment loan that charges %99.25 interest rates harbored from their licensing homestate to ID, CA, UT, and NM. When you received the loan I am guessing you never paid close detail to the contract, or you were in desperate need of money quicly like the rest of us. This is what suckers most of their consumers, however I feel it is still our responsibilty read and ask questions before making a transaction. I know I am guilty of it too If I would have read many of my loan contracts I would have saved hundreds

Please be carefull in dealing with this company for they are Legal to lend in almost every state and they can take defaulted consumers to civil claims court. Just being truthful about outcome possibilities in the future.

Now to avoid this you can try calling them and speak with a manager. Offer them a payoff settlement and advise you had a good payment history and you fell on hard times. You have paid "x" amount of dollars towards the loan and you was wondering if you can get a reduction in the remaing balance. CC have offered previous members in the past. I think it took six months of default untill they finally came around.

Another option is taking the CA gamble. You can wait for awhile to see if they will sell your debt to a CA without suing like sdchargers stated above. You probably have a better chance at settling with the CA and have better communication. Best of luck to you!!

I took out a loan in 2004 for $2500 and lost my job a year later. I paid for the loan for a year @ $235 a month and I still owe them $2600. Is there anything that is being done in California for this problem. I just received a letter from an attorney saying that they were going to sue me for the amount.

Does anyone know if anything ever happened. I read the forum too late...I would really like to join in if possible. Everything you have listed happened to me too.

I don't mean to sound like a doubting Thomas here, but I'm pretty sure we're not going to see Cashcall go down anytime soon. I knew when I took the loan of $5000 that it wasn't a good idea, but I was desperate and needed the cash. I'm currently unemployed and would love not to have to shell out $265 each month to this company. If there is a way to settle with CC I'm open to ideas.

I have CC loan and they have always been professional and kind when I called. but I have been paying for 2 years and am 900 lower than the original loan. is there a way to settle or work with them to get this payed off faster?