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Sub: #17
Replied on 04-17-2009, 01:09 PM
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Let me try that again.

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533D.3 License required - application process - display.
1. A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent...


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Sub: #18
Replied on 04-17-2009, 05:06 PM
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Thanks so much for the info PDLOwner! I appreciate it! I just wanted to have all of my facts straight before I send my email/letters out.

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Sub: #19 in payday hell
Replied on 04-19-2009, 12:57 PM
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i live in louisiana and have 8 payday loans all on the internet. I have been paying them for about 6 months and see no way out. Can anybody help?


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Sub: #20
Replied on 04-19-2009, 03:59 PM
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Please list the names of youe PDL companies and them amount borrowed and repaid so far. This will help us further assist you

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Sub: #21 update....
Replied on 05-08-2009, 08:00 AM
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I would like to thank everyone so much for all of their help! I found this wonderful board three weeks ago! I was the orginal poster on this thread.
I am happy to say, I have a zero balance from three of the internet payday companies. I have requested the paid in full letters and have not received them yet, but at least it is going in the right direction!
I have also spoke with Stuart at the Iowa Department of Banking and Jessica at the Attorney General's office. They have both been so helpful.
Thanks to everyone here, there is an end in site!
Have a wonderful weekend and I will be sure to update everyone if I receive any refunds, but I am not holding my breath!


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Sub: #22
Replied on 05-08-2009, 08:10 AM
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CONGRATS!! Glad to hear things are going well. great job on your progres :P

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Sub: #23
Replied on 04-15-2011, 07:04 PM
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You can go to credit.com and it will break things down for you....
You can learn what your options are and if you contact a consolodation place they can assist you in repayment without harm to you. The one online mostlikely can be somewhat charged off from the intrest and you should only pay the amount you borrowed. Check into it & good luck.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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