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dragonflyturtle · 10-01-2008, 11:01 AM

Trying to consolidate my internet payday loans. Is Destination debt solutions a reputable company?

10-02-2008, 03:27 AM

Go throughthis thread to know the answer debtconsolidationcare.com/paydayloan/about51773.html

Shazzers · 10-02-2008, 04:46 AM

Check the BBB site, also if you type the name of the company in the search box located in the upper right hand corner of this forum you can read what other members say about this company. Good luck!

10-22-2008, 04:09 PM

I have just started with Destination debt solutions and they have been working with my creditors from day one. I already have 2 loans out of 10 taken care of. I would highly recommend them. So far so good!!!

11-13-2008, 11:22 AM

They are awesome! Destination debt solution has worked with me and I will be on my way to being debt free in 6 months! They have answered all my questions and honestly and truly care about helping me eradicate my debt. Not bad

dawnmurphy · 11-13-2008, 01:32 PM

Internet

Impact cash- 390.00
Cold Cash Today-390.00
Vince Enterprises-325.00
SQG Ltd-325.00
Avantis Financial-325.00
Payday-loan-yes-325.00
Store Front

Advance America-680.00
Check into Cash-425.00
Paycheck-400.00
Ace Cash Express-565.00
MoneyTree-795.00
CheckMaster's-630.00
Cash1-345.00
EFC-230.00

I know I am the idiot for getting involved with these people. Let alone the number of them. I know I have an obligation to repay them. Payday loans were the reason I lost my job. I was to distracted by the continuous cycle that I started making too many mistakes. I do thank god that my boss gave me a second chance. I just want to pay them off an get my life back. All but EFC are defaulted or in collections. HELP !!
I live in Washington State

11-16-2008, 01:04 PM

I to have just started with debt solutions, we are just in the beginning process, 1 week. So far only one pdl is hounding me, even called me at work! So we called dds to help, to stop that caller. Praying that dds is our awner to some stupid mistakes.

12-21-2008, 01:54 PM

I was just wondering if anyone has heard of destination debt solutions I want to consolodate my payday loans and wanted to know if this was a legitamite company? any info would be helpful Thank you if you could please e-mail me with any email address removed per TOS rules by Shazzers

12-22-2008, 06:52 AM

Please look locally for a CCCS company that will NOT charge you a fee. I am working with DDS from the other side as a creditor and the only reason that I will agree to the proposal is due to the customer. She is one that we have a great relationship with and therefore am willing to deal with these "yahoo's". Having dealt with counselors/consolidators for 10 years, they rank right up there with Town & Country as the reasons most PDL's will not work with credit counselors.

bea2ls · 12-22-2008, 06:57 AM

pdl owner, thanks for that advice - i worked out mine by myself but those companies always made me a bit uneasy.

12-27-2008, 08:45 AM

I recently spoke with a DDS representative, and he sounded somewhat shady. He basically told me he could NOT help me unless I was willing to close my account. When I told him that closing my account would exacerbate my problems, because I would have difficulty paying rent and other bills, he said, "If you can find another solution, then please let me know, because I don't know of any other one. I understand your concerns but that's the only way. Listen, I have all of my bills connected to my bank account so I understand." I told him my attorney friend suggested a reputable CCCS company and told him the web address, he said, "Hmm, never heard of them, I have to check them out." I also told him my attorney ADVISED against closing my checking account. He told me that he'd been doing this for years and this was the ONLY way to help get me started and he wasn't w dilling to help me unless I closed my account at this particular bank, which I love.

I told him if he couldn't work around me keeping my account open, then he wasn't worth the $229 he was charging. Oh, and he also chuckled when I asked him what his asking price was. I relayed the strange call to my attorney friend, and she told me not to use the company and that there are in fact CCCS companies that will help you for FREE. The attorney friend of mine said many of these companies are banking off of PDL customers and are making a killing off of this industry. Because they know people get into binds with PDL companies and are desperate. That they're no better than the lenders. She said one of her clients commissioned a company to help her consolidate her loans. She said they gave her similar advise, took their fee, and didn't do anything for her, so the lenders were still on her case. And when they tried to contact the company that was supposed to help her consolidate her loans, the number had changed.

It's better to hire an attorney, or if you have a friend who's an attorney, to write a cease and desist letter to send to the lenders. Essentially that's what these companies are doing, and are charging ridiculous fees to do that same thing.

Find a reputable Consumer credit counseling company to help you. Look them up on the Better Business Bureau or go to a Bankruptcy site (usually found on any superior court website).

I'm in the same situation, and my friend has given me some valuable advise for FREE.

One website she suggested was: Moneymanagement dot org

02-19-2009, 11:36 AM

Coff007 - i don't know if you still looking for consoladation for you're loans but all companies make you close your account. i talked with langhorne, pdl assistance and destination and all want the same thing. i am working with dds for 4 months now and i like it a lot my conselor is always friendly and the calls stopped like they said would happen. also i never closed my account i did what my conselor asked and told my bank to make a "hard hold" and everything worked great. no more money leaving my account and i will open that account again as soon as im done with my program. sorry you had a bad experince with them.

02-21-2009, 07:39 PM

I have to get some help from someone to take care of the pdl's I have accumulated. I don't know who to trust or what to do.
Publisher's Clearing House is not likely to show up on my doorstep so I need something more certain and dependable. I can't afford more scams and debits from my account.

nohiogal · 02-22-2009, 01:42 AM

What are the names of the PDLs? What state do you live in?

03-31-2009, 10:46 AM

funny how all positive reviews about DDS are deleted (as I'm sure this post will be)
DDS is great. They are the best in the business. This website is extremely bias. Look at the url you're at.. obviously they are scared of the competition.