I live in Kentucky. I was an idiot and took out an internet pdl in June of 08 and i am still paying on it. It has gotten too hard to pay on it now, and i have estimated that i have paid 2915.45 in fees and principle since i started it. when i originally took it out, it was for 200.00, i have "refinanced" it over the past year, so that I know owe 1000.00 in principle. any suggestions on how i can get myself out of this mess!

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Internet loans are not legal in KY.

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and what does that mean? Pleas explain

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means you only owe the principal amount that you borrowed. also please do read http://www.debtconsolidationcare.com...-dealings.html

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What company is it that you are dealing with? Make sure that it really is a pdl and not an installment loan as many companies are starting to use this loophole to loan legally.

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