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 Posted: Mon Jun 09, 2008 12:22 am Post subject: Payday Loans - use Langhorne or do this myself |
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I am negative $1000 in my account right now and I just found this site on Thursday evening. I need help! I am in a total panic and don't know where to start. I feel like I should close my account so that no further debits can be taken from my account. But I need advice on whether I should use Langhorne or do this myself. I feel very out of control!
Thank you for ANY advice! |
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rhondagibbs
Joined: 09 Jun 2008
Posts: 2
Debtcc Points: 59
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| Posted: Mon Jun 09, 2008 2:04 am Post subject: |
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Dear Rhondagibbs,
Welcome to our forum 
It is so bad to hear that you have accumulated a debt of $1000 in your payday loan account. But first of all, every state has different laws on payday loan. So, please tell us in which state do you reside.
Again please tell us in which payday loans you have accumulated how much?
Regards,
Phoenix |
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phoenix
Joined: 14 May 2008
Posts: 466
Debtcc Points: 3414
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| Posted: Mon Jun 09, 2008 3:15 am Post subject: |
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rhonda -
Welcome to the forums! As mentioned above, we'll need to know what state you live in to help you out, but we also need to know the following:
-what companies you have loans with
-whether they are storefront or internet based
-how much you borrowed
-how much you have repaid (including all interest & fees)
Wait for just a bit before going with Langhorne - we may be able to help you with advice to get out of this on your own, depending on the legal status of your payday lenders.
Also, before you close your bank account, please read the info we have on doing that http://www.debtconsolidationcare.com/paydayloan/close-account.html
_________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey! |
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SUEBEEHONEY70
Moderator
Joined: 12 Oct 2006
Posts: 4388
Debtcc Points: 61020
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| Posted: Mon Jun 09, 2008 4:00 am Post subject: |
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As these wonderful people have stated above..list all you can and most of all "Do Not Panic". Most of us have been there done that and you cant think if you panic. We will help you find a way to deal with this and hope to make it all go away the right way.
Luke
_________________
"It only takes a second to do something that you will regret for the rest of your life."
All the Best,
Luke |
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Lukeskywalker
Joined: 19 May 2007
Posts: 1835
Debtcc Points: 15898
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| Posted: Mon Jun 09, 2008 10:52 am Post subject: payday loans |
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I think the payday loan system is great! Theres not a single person who doesn't have emergancy's and payday loans really help out.
There quick and easy and really do help. |
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payday loans
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Debtcc Points: 100
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Shazzers
Moderator
Joined: 05 Dec 2007
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Debtcc Points: 24944
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| Posted: Mon Jun 09, 2008 10:57 am Post subject: reply |
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rhonda,when you post your info also include
your bank's name.1000.00 in the red (whew) whether or not your pdl's are legal or not will determine your next move. |
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 2381
Debtcc Points: 8482
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| Posted: Mon Jun 09, 2008 12:44 pm Post subject: |
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I agree with payday loans above!!!
*promotional signature removed as per forum rules - Simon |
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slackosoft
Joined: 09 Jun 2008
Posts: 19
Debtcc Points: 106
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mobile0311
Joined: 05 May 2008
Posts: 1040
Debtcc Points: 5559
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| Posted: Mon Jun 09, 2008 1:28 pm Post subject: reply |
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| this is what you call helping admin,on cdollars topic you were quite steadfast in your assertion that you would help people.riiiiight. |
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 2381
Debtcc Points: 8482
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cajunbulldog
Moderator
Joined: 20 Dec 2006
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| Posted: Mon Jun 09, 2008 2:11 pm Post subject: |
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I will pick up cans off the interstate or clean toliets out at a local park before I go to a payday loan again!!!  
_________________
"It only takes a second to do something that you will regret for the rest of your life."
All the Best,
Luke |
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Lukeskywalker
Joined: 19 May 2007
Posts: 1835
Debtcc Points: 15898
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| Posted: Mon Jun 09, 2008 2:48 pm Post subject: paydayloans |
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| Lukeskywalker I totally agree with you. I would give blood. Sell all my earthly belonging. and let my checking account take 5-10 NSfF @ $35 a pop before I EVER use a PDL again. |
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caivvey1023
Joined: 09 Jun 2008
Posts: 8
Debtcc Points: 182
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| Posted: Mon Jun 09, 2008 2:49 pm Post subject: |
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I here you and raise my hands in the air. I have gone to hell and back with those pdls. I too at first thought they where and answer, man was I wrong caivvey1023..never again!
_________________
"It only takes a second to do something that you will regret for the rest of your life."
All the Best,
Luke |
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Lukeskywalker
Joined: 19 May 2007
Posts: 1835
Debtcc Points: 15898
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| Posted: Mon Jun 09, 2008 3:36 pm Post subject: |
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I cannot believe PDL and Admin said that ludicrous statement. How is $99 on a $200 loan 21 times GREAT! What would be great is a HUGE refund and PIF  Instead you get you have the option to pay the whole thing in full next payday. Ya ok, not when you change your number, dont return calls, and change your d/b/a 3 times. 
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~~Troubles Don't Last Always~~ |
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anyaroberts
Joined: 13 May 2008
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Debtcc Points: 2831
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