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i received a payday loan a few months ago and then lost my job...so I cannot pay it...I was threatened with going to jail by a law firm and I want to know if this is true or just a scare tactic.

Posted: Fri Feb 15, 2008 10:56 am Subject:

was this a storefront pdl or internet pdl? Please list your state and the amount of the principal amount of the pdl and how much you have paid back. Someone will be along shortly to post your pdl laws for your state and advise you further.

Posted: Sat Feb 16, 2008 2:17 am Subject:

hi bun! no you cannot go to jail for not being able to pay a payday loan. are they internet or storefront pdls? check if the payday loan company is legal in your state or not. start paying if you can for even if they sue in future, you will have the proof to show that at least you tried paying. if you can't, then the next time they call up just say that you are not in a position to make any payments, and you need more time. maybe they are just scaring you to pay up. wait and watch.

Posted: Sun Feb 17, 2008 6:03 am Subject: r

Actually, we need to know what state bun is in and also if this is a storefront or internet. If it's a storefront that does NOT prohibit criminal action and they now have a law firm contacting them, it could mean a bit of trouble. We need the state they reside in and what kind of pdl it is before advice is given.

Posted: Sun Feb 17, 2008 7:33 am Subject:

TOO many people seem so quick to answer . and if we do not know the facts a person can get into a lot of trouble. Cannr is correct before any answer to Bun;s quesion can be answered we do need specific info.

Gstreet · Posted: Mon Feb 18, 2008 3:52 pm Subject: I am wondering on this as well?

I am to the point where I have to either pay the payday loan or my family not eat. I live in Dallas Texas and am wondering if I don't pay it today am I going to jail tomorrow?

Posted: Mon Feb 18, 2008 4:41 pm Subject:

we still need to know if this is a store front or internet...storefront's are more than likely operating legally, but by providing us with more info we are better able to assist you Wink

Posted: Tue Feb 19, 2008 5:06 am Subject: r

I am posting Texas state pdl law for you to see. You will notice that under "criminal action" is does say "unspecified".

** We need to know if this is a storefront pdl or an internet pdl. **

Posted: Tue Feb 19, 2008 5:07 am Subject: r

Gstreet · Posted: Tue Feb 19, 2008 8:41 am Subject:

Wow I was getting 576% apr for all three loans I had going? I am scared but I cannot pay the loans anymore, I have to let them go, jail or no jail... I will be calling them today and letting them know that I cannot pay on them for a quite awhile.

Posted: Tue Feb 19, 2008 10:07 am Subject: loans

I'm not going to be 'quick to answer' ( whether or not you can go to jail), however, a roof over your head and food on the table is more important than paying them, right now. I had ALOT of PDL's, at one time. Just had nothing left, after they were paid. FINALLY.I had to put 'stop payments' on them, so, i could have the money for rent, food, etc.

Posted: Tue Feb 19, 2008 12:52 pm Subject: s

sd, you're not being a "quick to answer" person! Wink

Hell, we still don't know if these are internet or storefronts loans!!! However, if any of the information helps this member, then that's a good thing.

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can i go to jail for not paying a check to a payday loan pla

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