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Posted: Wed Jul 23, 2008 6:48 pm Subject: PDL Help in Florida - Please Advise

Note: I have already closed my checking account with Suntrust. Anyadvice for watchouts on them?

My loans and what ive paid so far are noted below,

Loan #1: Paycheck Today ($400/Paid $270)
Loan #2: Arrowead Investments ($300/Paid $180)
Loan #3: Magnum_Z ($300/Paid $270)
Loan #4: Lazer Lending ($300/Paid $270)
Loan #5: MW Marketing $300/Paid $270)
Loan #6: ImapctcASH ($350/Paid $0)
Loan#7: JD Marketing ($300/Paid $180)
Loan #8: Cash Advance Network: ($300/Paid $180)
Loan #9: United Cash Loans ($300/Paid $400 Plus)
Loan #10: East Side Lenders ($300/Paid $180)

I am considering joining PDLAssistance.

Any help i can get would be appreciated

Send me pms or follow up on this post. I really need some help.

Posted: Wed Jul 23, 2008 8:12 pm Subject:

Please let me know if any other info I n eed to provide.. I want to start working on this as soon as possible.

Posted: Thu Jul 24, 2008 4:10 am Subject:

At your present situation, you can go for debt settlement which can give you a great relief.

As per PDL Assistance is concerned it doesn’t seem to have a great reputation among the consumers. According to BBB, there are 10 complaints against them within a span of last 12 months.

In addition to this, there doesn’t seem to be a good consumer feedback in our forum too. Click HERE to see a response from one of our community members who was enrolled with PDL Assistance.

In such a position you can discuss about the possible ways-outs with our community’s professional expert, which is a free service HERE.

Posted: Thu Jul 24, 2008 4:28 am Subject:

Hello coulrophobic and welcome to the community! I will post your pdl state laws, then either I or someone will go over these pdl companies to see if they are legal and licensed to lend in your state!

Posted: Thu Jul 24, 2008 4:33 am Subject:

Just at a glance, it looks like most of your pdl's aren't licensed or legal to lend but more research is required to know for sure, unfortunately I am under time restraints this morning, but I am sure someone else would be most happy to assist you. I'm pretty sure you could do this yourself, instead of paying a company to do it for you. All it takes is a little research and persistence, that is what I would do. It's completely up to you though, some people care not to deal with it, while others do. Anyway, there are many people here who are willing to walk you through this, and believe me, there is a light at the end of the tunnel, so hang in there, someone will be along to advise you shortly. Smile

Posted: Thu Jul 24, 2008 5:02 am Subject:

Thank You all for your quick replies.

I actually think for some of these companies I may have overpaid (I have only been able to access some of my most recent bank statements) So I am sure Ive paid way more than what is legal to some of these companies. Any assistance in drafting the applicable letters (if Ive overpaid is a partial refund possible) and the addresses of where I need to send these would be immensely appreciated.

Posted: Thu Jul 24, 2008 6:54 am Subject:

You can do this yourself Coulrophobic Smile

Atleast 95% of your PDLs are totally ILLEGAL! That will give you the leverage you need in dealing with these companies. Get educated in your state laws, file complaints, and demand your refunds! You will be fine, we are all here to help you Razz

Posted: Thu Jul 24, 2008 7:35 am Subject:

You can try for a refund, all they can say is no, but your chances increase of getting a refund if you file complaints and express a refund is due you. I wouldn't count on a refund though, make sure you demand a paid in full letter!

Posted: Thu Jul 24, 2008 7:43 am Subject:

Positive side is most of your PDLs are illegal and UNDERPAID. Three are $30 short of being paid in full so you may be done with this before you know it. Like anyaroberts said, educate yourself, so study, study, study. Keep us posted and if you need help, just ask.

Guest · Posted: Thu Jul 24, 2008 1:35 pm Subject:

Can anyone please advise on the format of the letters I need to send and where to send them to for these lenders? I am not going to go through PDLAssistance and will do this on my own.

Can i try asking for refunds with PDL companies that I may have already completed a loan with that are illegal and is already paid in full?

Posted: Thu Jul 24, 2008 1:36 pm Subject:

Hang on a second, I'll look one up, I know I posted one a few days ago, I just need to find it. lol

Posted: Thu Jul 24, 2008 1:43 pm Subject:

Thank You Shazzers... This is really stressful for me and I need all of the help I can get! You all are wonderful.

Is it best that I mail these and e-mail as well?? Fax??

Is there a list of physical addresses for all of the companies listed?

Posted: Thu Jul 24, 2008 1:43 pm Subject:

You can always try for a refund, ya just never know, ya might get one!! I always try! lol Tailor this letter to your needs. Smile

Posted: Thu Jul 24, 2008 1:47 pm Subject:

Should I try to combine both of these letters for the companies that I have potentially overpaid?

Posted: Thu Jul 24, 2008 1:47 pm Subject:

Probably, the best way to locate the addresses, is by placing the name of the company, ei., "Magnum_Z address" into the search box in the upper right hand corner of this forum, that will bring up a lost of topics, just go through the topics and you will most likely find the addresses. I emailed all my letters, over and over again. lol! Just sayin! That way you will have a paper trail as proof they received it! You might also want to include the EFTA (reg E) in those emails.

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