Legal Affidavit Processing - California!

I currently have payday loans and today I received call from a company that stated tI was being taken to court tomorrow for non paying a payday loan. They threatened to contact my employers and made other threatening remarks. When I asked them the company name they said cash payday loan services and I asked for verification of the loan and they said at this point they did not have to supply that information. This supposedly happened in Sept. 2006. I asked for their company name and address. Their reply was Legal Affidavit Processing Unit in California. They had my bank account information. When I stated that I wanted to verify their company before making arrangements to call they proceded to make threats and state that their company is a legitimate company and they do not want inquiries made on their company therefore they will not attempt to work out any arrangements with me and that they hope I am ready for tomorrow's outcome because it is not going to be good. How do I find out if this is true and what do I do. I live in Texas.

Let me take a wild guess . . . they had heavy foreign accents. The California number is bogus. It's just a termination point that forwards calls via the internet to a call center in India. The whole thing is just a scam. Somehow they got a hold of junk debt from some payday lenders and are using the information in real loan files to extort money from victims.

My head was telling me this is crazy and a scam but I was scared that I missed something and that they had my bank account info. I went today and closed my account. Is there somewhere to report atleast this phone number and fax number that they gave me?

I tried to complain to the CA AG but they said they could not help me with a dispute with a collection agent

I would still file a complaint with them and provide the phone number. There should be someone to complain to that routes these calls in order to get them to stop. They scared me to death as well. When they called me and left messages on my answering machine I called them back and made up a story of my own for "investigating them". Never heard from tem again.

They really do a good job at making you doubt yourself. They tried to call me again today but I did not answer it. I don't know if I should continue to ignore them or tell them that I have contacted BBB, Consumer Rights Agency, and Federal Trade Commission and see what happens. It is very frustrating when there is not a place to report or confirm they are fraudalent. I am still paranoid that I am going to get contacted at work.

they scared me very bad on thursday! before I found this site they co-erced me into giving them some sort of visa number, and said I needed to call them on friday to pay 250 dollars, they called on friday but I never returned their call. the funny thing is the visa Card I gave them was a unloadable AT&T rebate card!! they havent called me back but if and when they do I will not be intimidated!! thanks to this saite

How has everyones outcome been? I too have been contacted..very threatening messages left on my home and work voice mail, they even say i will be arrested and taken from my home in the middle of the night..what country do we live in again???? Anyway I have not returned their calls, just wondered how everyone else was making out with these leeches? Thank you.

they keep calling once or twice a week. each time it is a different person and different number. yesterday I got mad instead of playing with them, and told them if they were going to do something do it! im not giving them any money, and I know they are a scam, and that they need to stop calling me! today I couldnt answer when they called but it was someone who had called before with a number that he had called from before. I wish I knew how to get these scumbags to stop calling me. it has been a month since they started calling me! if any one has had any luck with getting them to stop calling than please let me know!!

I had them calling me for about 2 or 3 weeks, I didn't return or take calls & they have finally stopped calling.

I need some advice... 2 weeks ago some idian accient person called my husband and said that he is being takin to court and might be arrest for felony theft for doing a online payday loan,witch he never did,. They call his job 20 times and day and his cell phone 20 times a day. His boss told them he quit last week to see if they would stop calling and they havent stopped. They woulnt give him a name of the company they worked for until today they said they were with a legal affidavit unit. and they wont tell him what paydayloan company it was. Im kinda scared!! Luckily my husband hasent givin them any personal info but im scared they will get it some way or another with how persistant they are being...What should i do or say the next time they call? Cancel bank accounts, get different cell numbers?..Thank you for any info will help

This is a huge scam. The names of the company change, but trust me, I think that the players are still the same. My gut feeling from what I've read on the boards is that these crooks are located somewhere in India, and hope to make enough calls to scare innocent people into paying. You have rights. The next time they call, tell them you are going to file a complaint with the FTC (Federal Trade Commission) and then go on line and do it! They are the people who deal with international scams like this one.
Good luck and keep us posted.

when i reported this to the police in my area, they said that it was a scam, these people call all the john smiths all over the country and hopefully one or two people will just be too scared or they just don't know what rights they have and they get so threatened that they just give their money up. i had a call that they threatened that i had 48 hours or the sheriff would arrest me and i just laughed. 4 days later they called me back and i said i waited all weekend to get arrested and it seemed to annoy them that i thought this whole thing was a joke. in between the 4 days, i filed with FTC for disclosing information on the phone to someone else about me and threats of force and arrests and get this...that debt was paid off with the original creditor to begin with. Whoever this company is, was trying to pull a fast one but i wouldn't let him get away with it. once i told about the FTC, he stuttered for about 10 seconds, literally could not speak and hung up.

So, don't get intimidated from any debt collector. If you owe money and you pay them a dollar a week, they can't really say that you're not paying. except maybe to complain that you're paying them too slowly. lol

i just got the call also and i admit i got scared. he is waiting for me to pay today and he had all of my info. SSN, birthday, drivers licence. What can I do to stop them from calling my job and my cell? Can I do anything?

Change your cell phone number, tell your employer that you are being harassed by some scammers, and report it to the police!

I just received a call from this company requesting the same info as the other blog reports. They received my info via internet and can not give me any details. When I looked up Legal Affidavits Processing Center I found this forum. They wanted me to send a letter to them with my debit card information. They have left voice mails threatening me with legal action. When I spoke with a gentleman with a very heavy accent, he refused to give me the name of the company I owe money with. I will never again use the internet for anything.

if you didn't use the internet.you wouldn't have found us.do not talk to this loser again.instead file FTC,AG complaints,and police reports for the harrassment.because that's what it is.he is in INDIA,and can do nothing.