Debt Consolidation Forums Payday Loan help

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Sub: Payday loan help in CA
Thu, 08/09/2012 - 10:31


Hi,

I have the following pdl's and would like to know if they are legal/illegal. Also, if they are legal would you happen to know if any of them offer EPP's? I am in California. I appreciate your help so much!!!

-Check Into Cash (storefront)
Borrowed $300, have rolled over too many times to count

-Advance America (storefront)
Borrowed $300, have rolled over too many times to count

-Cash 1 (storefront)
Borrowed $300, have rolled over too many times to count

-Check Center (storefront)
Borrowed $300, Paid $60

-Platinum Cash Link (internet)
Borrowed $300, Paid $180

-VIP Loan Shop (internet)
Borrowed $300, Paid $180

-Castle Pay Day (internet)
Borrowed $500, Paid $125

-Cash Yes (internet)
Borrowed $300, Paid $180

-Speedy Cash (internet)
Borrowed $300, have not paid anything yet

-500 Fast Cash (internet)
Borrowed $400, have not paid anything yet

-Ameriloan (internet)
Borrowed $300, Paid $360

-Advance Me Today (internet)
Borrowed $300, Paid $144

-Plain Green (internet)
Borrowed $300, Paid $82

-Cash Call (internet)
Borrowed $2500, Paid $586

-Check N Go (internet)
Borrowed $2600, Paid $302



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SOAPLADY
LYNNINMN@AOL.COM


Debt Samaritan
Posts: 16659
Credits: 297471.30790179 Send message to SOAPLADY
Sub: #1 Please register with the forum!! Go thru your internet loans weWed, 08/08/2012 - 15:51


Please register with the forum!!

Go thru your internet loans websites...if they are tribal or offshore, they are illegal. I see several illegal ones...


How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html

Sub: #2 I joined the community, so I think that's the same as registratiWed, 08/08/2012 - 16:28


I joined the community, so I think that's the same as registration, if not let me know ;)

Is there a website that lists the licensed pdl's in each state or how can you tell which are illegal?

I ask because I am getting ready to send out letters to everyone and what I send will depend on if they are legal or illegal.

Thanks again!!



SOAPLADY
LYNNINMN@AOL.COM


Debt Samaritan
Posts: 16659
Credits: 297471.30790179 Send message to SOAPLADY
Sub: #3 As I said above, go thru each PDL's website...if they are tribalWed, 08/08/2012 - 18:40


As I said above, go thru each PDL's website...if they are tribal or offshore, they are ILLEGAL!


How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html

OhioGal1
majorbrownsfan@yahoo.com


Debt Samaritan
Posts: 5223
Credits: 71541.516580171 Send message to OhioGal1
Sub: #4 You can also check to see if they're licensed in the state of CAThu, 08/09/2012 - 05:51


You can also check to see if they're licensed in the state of CA and read up on CA laws regarding PDLs by visiting these sites.

http://www.corp.ca.gov/

http://www.corp.ca.gov/FSD/licensees/default.asp


How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.

Sub: #5 Just what I needed, thanks so much!!Thu, 08/09/2012 - 10:31


Just what I needed, thanks so much!!



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