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 Posted: Sun Jan 27, 2008 2:24 pm Subject: Cash Advance USA
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Is Cash Advance USA licensed in the State of Nevada? Does anyone know? If you do not have the answer, where would I look? I have received a collection letter from Capital Collections LLC - ever heard of them? Thanks for any information.
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mycandykiss
Joined: 18 Sep 2007
Posts: 30
Debtcc Points: 1508
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Posted: Sun Jan 27, 2008 6:58 pm Subject:
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OK--Looks like Cash Advance USA is not licensed in NV. Neither is Capital Collections. According to another post I read, the company has to be licensed in NV to do business. Someone with a little more knowledge on NV should be answering this soon.
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cdollar
Joined: 08 Jan 2008
Posts: 227
Debtcc Points: 4061
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Posted: Mon Jan 28, 2008 5:34 am Subject:
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In oreder to do business in any state a company has to be licensed to lend in that state. PA is one exception. If a pdl is licensed anywhere it is legaL to lend in pa.I am assuming MYcandy is in NV???
Is Cash advance USA a store front? IF so they are 100% legal. The web site says that they are operating as a member of the cfsa.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5461
Debtcc Points: 38903
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Posted: Sat Feb 16, 2008 9:50 am Subject: What about My1 Direct
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Is MY1 Direct licensed in the State of Nevada? Where would I go to see if these companies are licensed? What web site would it be? The PDL's that I have are all internet companies.....no storefront. I am still in the process of straightening all this out. I have notified some that they are not licensed in Nevada, and therefore the contract in itself is not legal. Some have left me alone, at least for the moment - and others are still calling day and night. I just don't answer the phone. Cash Advance USA was not a store front operation. What is cfsa? Thanks again for all the help....also has anyone had their bank account with Bank of America? Are they helpful in trying to stop these PDL ACH withdrawls without having to close your account?
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mycandykiss
Joined: 18 Sep 2007
Posts: 30
Debtcc Points: 1508
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Posted: Sun Feb 17, 2008 5:53 am Subject: r
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candy, use this link. Type in the names(s) of you you are looking for to see if they come up as licensed.
http://www.fid.state.nv.us/Qry_CkCashLicensee.asp
The CFSA is the Community Financial Services Organization. (www.cfsa.net) You can go to the website and check it out. Some pdls are members of CFSA. If so, you're able to go in and invoke the EPP (extended payment plan) and pay off your loan in 4 equal payments.
Also, regarding Bank of America, some people on here have had problems with them; however, I haven't dealt with them. I'm sure if they read this, they will post as to how they've handled it.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9374
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Posted: Sun Feb 17, 2008 7:36 am Subject:
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I do know that BOA opens accounts for everyone and then closes them very quickly. Also from what I have hyeard they are not very willing to work with you. I am sue MCA can add more info regarding BOA
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kashzan
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Joined: 11 Jul 2007
Posts: 5461
Debtcc Points: 38903
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Posted: Sun Feb 17, 2008 5:30 pm Subject: r
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Good point, kash! mycandykiss, you can go to the "banking forum" on this site and post your question regarding Bank of America. MCA can help you further with that information. Very good information on that forum.
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cannr
Moderator
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Posts: 9374
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