| Author |
Message |
|
|
 Posted: Tue Jul 24, 2007 7:14 am Subject: PDLs being licensed anywhere?
|
|
|
ameriloan (MTE)
Sonic Payday (Coastline Credit, Northway, etc..)
10 dollar payday (quickest cash advance) (MTE)
USA Payday Loan (UCL) I think?
AeroAdvance
Discount Advances.com
Here's my list. Any idea about these PDLs being licensed anywhere? Thanks!
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
 |
|
Posted: Tue Jul 24, 2007 7:15 am Subject:
|
|
|
Let me do some checking around for a bit - In the meantime if anyone else knows if any of these companies are licensed anywhere please let Godzuki know!
|
|
goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673
|
|
|
|
Posted: Tue Jul 24, 2007 7:19 am Subject:
|
|
|
Sonic is not licensed anywhere!! Except maybe the Republic of Malta...............
_________________
He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
|
|
Sassnlucy
Moderator
Joined: 12 Mar 2007
Posts: 2620
Debtcc Points: 28250
|
|
|
|
Posted: Tue Jul 24, 2007 7:20 am Subject:
|
|
|
Thanks Goudah, I await your answer
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
|
Posted: Tue Jul 24, 2007 7:24 am Subject:
|
|
|
According to other posters, MTE is not licensed anywhere either.
|
|
tukkitrocks79
Joined: 03 Jul 2007
Posts: 57
Debtcc Points: 2157
|
|
|
|
Posted: Tue Jul 24, 2007 7:25 am Subject:
|
|
|
Yeah, I would be surprised if any of them have a license . . . . But you never know . . . . I suppose it's possible!
|
|
goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673
|
|
|
|
Posted: Tue Jul 24, 2007 7:29 am Subject:
|
|
|
I found this for one of them
Establishment: Friendly Cash, LLC
DBA: USA Payday Loan
Albuquerque
NM
License Type: Small Loan Company
License No.: 01435
Issued: 4/12/2005
Expires: 6/30/2008
Status: Active
License Street: 117 Bryn Mawr Drive, S.E., Suite 112
CityStateZip Albuquerque NM 87106
General Street: 117 Bryn Mawr Drive, S.E., Suite 112
CityStateZip Albuquerque NM 87106
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
|
Posted: Tue Jul 24, 2007 7:30 am Subject:
|
|
|
Does this mean I'm pretty much screwed on that one, since they are licensed in NM and TN won't help me enforce my state's lending laws?
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
|
Posted: Tue Jul 24, 2007 7:45 am Subject:
|
|
|
I wouldn't say screwed, but it would seem that the company is acting legally . . . . That just means that you will have to make some sort of payment arrangements with them.
|
|
goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673
|
|
|
|
Posted: Tue Jul 24, 2007 7:49 am Subject:
|
|
|
I thought that someone said one time that MTE was licensed in Kansas? I will do some checking.
_________________
He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
|
|
Sassnlucy
Moderator
Joined: 12 Mar 2007
Posts: 2620
Debtcc Points: 28250
|
|
|
|
Posted: Tue Jul 24, 2007 7:50 am Subject:
|
|
|
Thta's what I meant by screwed...Goudah. I've already given them more than twice the amount owed by my laws here in TN...but, NM law allows it. Now they have added all this other crap to it as well because of the defaulting. So I am SCREWED!
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
|
Posted: Tue Jul 24, 2007 7:52 am Subject:
|
|
|
Here's the real question, though...if I don't pay or refuse their payment arrangements...what can happen? They can't make me come to NM and go to court? They put it on my credit or what?
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
|
Posted: Tue Jul 24, 2007 7:56 am Subject:
|
|
|
Technically, they could sue you in your jurisdiction. Then they could get a judgement and garnish your wages . . . . But for such a small amount of money it may not be worth sueing . . . . It all just depends on the company.
|
|
goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673
|
|
|
|
Posted: Tue Jul 24, 2007 7:59 am Subject:
|
|
|
Here's the thing, though Goudah...
If they sue me in my Jurisdiction...then, TN has to decide which laws they are going to let govern their residents...which they seem unwilling to do right now.
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
|
Posted: Tue Jul 24, 2007 8:02 am Subject:
|
|
|
So that may be a good thing . . . . But odds are they will just bug the hell out of you and threaten you for a while . . . .
|
|
goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673
|
|
|
|
Posted: Tue Jul 24, 2007 8:02 am Subject:
|
|
|
It was a $300 loan which was rolled over several times and even had one payment of $50 towards the principle paid on it. Now they say I owe the $510. I refuse to pay that...
|
|
Godzuki01
Joined: 18 Jun 2007
Posts: 95
Debtcc Points: 2115
|
|
|
|
