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 Posted: Mon Jul 14, 2008 6:28 pm Subject: Little Loan Shoppe BS Claims! |
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Ok so I have a major dispute with LLS. If you visit the website (www.littleloanshoppe(dot)com) there is a clear display of "short-term installment loan" on the homepage. Also on that page there are option for "Cash Advance" and "Quick Cash". When I applied for a loan with this company ages back, a CS rep informed me a "Cash Advance" was the same as a payday loan. I agreed to the "Cash Advance", but when I received my documents it stated I digitally signed for an "Installment Loan". At the bottom of the page when you click "cash Advance" option it clearly states, "your one stop shop for cash advance or short term loan". They are giving an option to choose a type of loan. So my question is, what are the idiots trying to pull, I never agreed to and installment loan. My payment history includes a total of $540 paid towards a $300 loan. I demanded my account be marked "PIF" and a refund awhile back.
My dispute is with the contract terms under which I applied. How does a PDL company offer "Cash Advances" then claim you are obligated to pay as "Installment Loan" This is total BS, and I did not pay them another cent  Does anyone have any experience or advice with this company.
P.S.
They are not licensed in my state. They supposedly hold a license in Utah.
_________________
~~Troubles Don't Last Always~~
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anyaroberts
Joined: 13 May 2008
Posts: 511
Debtcc Points: 3086
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| Posted: Mon Jul 14, 2008 6:43 pm Subject: |
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Sorry anyaroberts, I don't have any experience or advice other than to hang tight and wait for someone who has and does. I know how frustrating these yahoos can be and I am sorry for all this aggravation. Please keep us posted.
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llw1995
Joined: 02 Feb 2008
Posts: 1428
Debtcc Points: 13709
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| Posted: Mon Jul 14, 2008 6:46 pm Subject: |
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Thanks LLW. I am not dealing with them directly. My state AG office is handeling this claim for me. Also the SCC and BFI of my state is involved, but there is only so much they will do.
_________________
~~Troubles Don't Last Always~~
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anyaroberts
Joined: 13 May 2008
Posts: 511
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| Posted: Mon Jul 14, 2008 7:28 pm Subject: |
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Well that's good to know, but it is still a pain when you have to deal with any aspect of the PDL world, directly or not.
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llw1995
Joined: 02 Feb 2008
Posts: 1428
Debtcc Points: 13709
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