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Due to... my checking account......overdrawn. ... PDL fees coming ... ACH Revocation letters..........PDL's today....my options... ...close it............canceled...direct deposit ........live check...........pay my bank................then I can close it ...............I'm nervous...

*content deleted as it is a duplicate thread. For more information please divert to Will National City put an ACH Hold on an overdrawn account? --- Jason

Posted: Thu Jul 31, 2008 2:47 am Subject:

Please go through the following for clarity :-

ACH and New Account

REVOKING ACH AUTHORIZATION

Posted: Thu Jul 31, 2008 3:06 am Subject:

Hello chensley and welcome! What you need to do is go into your bank and speak directly to the Branch Manager, show them the letter you are sending to these pdl's revoking ACH authorization, then request a hard debit block be placed on your account. Tell them you will be coming back into the bank on Monday to pay the negative balance in full. You shouldn't have any problems having this block placed on your account if you speak to the manager.

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