Internet's first get-out-of-debt community - 136,000 members

I have several payday looans and i need to consolidte them. I need a loan company that will combine them.

Posted: Wed Feb 13, 2008 11:45 pm Subject:

hello pam! you may sign up for the free consultation and i am sure you will have the assistance of some really knowledgeable people. you can also search on the above right hand box and you will come across many such firms from whom the other members of the forum have received service. are your payday loans internet loans or storefronts? how much do you have to pay back? if you give us a bit more information, then i we will be able to help you better. take care!

Posted: Thu Feb 14, 2008 5:26 am Subject:

Many of us have done this on our own. Please list the state you live in
who your lenders are
how much you have borrowed from each
how much in total you have already paid to each
which are store front and which are internet.
we will be able to help you here

Posted: Thu Feb 14, 2008 11:13 am Subject:

I am in the same boat. I am too ashamed to say how many I have. Both kinds. But the **** is about to hit the fan as I can not longer pay my other bills and I am comtemplating bankruptcy.
all I have paid is the weekly fees on both kinds and some I have been doing for years.
I want to know what to do first. I am trying the loan thing with no success...that is a consolidation loan.

Posted: Thu Feb 14, 2008 3:06 pm Subject: Consolidation loan

I am in dire need as well, the interest on my loans leaves me with nothing left to pay my bills and will soon loose my car and maybe even homeless, I am in Oregon and all my loans are internet I am a financial fool.

Posted: Thu Feb 14, 2008 3:14 pm Subject:

please list for us who your lenders are
how much you have borrowed from each'
how much in total you have repaid to each
which are store front and which are internet
we will be able to help you.

Posted: Thu Feb 14, 2008 3:23 pm Subject:

Internet:
BIG...$200...paid $85
US Fast Cash...$300...paid 90$
Capitol...$300...paid $90
United Cash...300$...paid 90$
Cash Spot...$300...paid back $189.00
Little Loan shop...$300...paid 90$

john germain · Posted: Thu Feb 14, 2008 5:00 pm Subject:

Rapid cash (over the counter) $600 paid $950

247advances 200 paid 60

money and more $255 will pay 300 thursday (all due at once)

Payday services 500 paid 150

Geneva Roth 200 paid 90

Posted: Thu Feb 14, 2008 5:36 pm Subject:

Pamd2...sorry I do not mean to hijack your thread with my problems, I am truly interested if there is a company out there that will work with you to loan enough to pay off these people. I am just not very optimistic at this point.

Posted: Thu Feb 14, 2008 11:43 pm Subject:

Hi all and welcome. There are not companies that loan you the money to pay these pdls back. There are companies help but you have to pay them in addition to the pdls. Many of us here have worked hard to pay them ourselves and succeeded. If you all could give us the info about the pdls as asked above we can start to help you get control. If you want to investigate the companies that do debt consolidation there are two that I have seen here, Town and Country and Langhorne. If you type both names in the search box at top of this page you can read about other forum members experiences with them. Otherwise list the info and we will help you. Good luck to all of you and believe me when I say you are not dumb or another negative name. YOu are all good people that got sucked into this payday loan nightmare. You can get out and there is a light at the end of the tunnel. Be strong and hang in there but first of all stop calling yourselves names!!!

Ivy · Posted: Fri Feb 15, 2008 7:05 am Subject: consolidating payday loans

As are many other people in today's society, I am in deep trouble with multiple payday loans. I have borrowed some money from family members but it has never been enough to pay them off completely or the timing has been wrong, and I remain in this stinking mess. Does anyone out there know if there is a way to access 401(k) money if your employee does not offer a loan program and hardship withdrawals are so strict (only several reasons they will let you take money out)? I know taking money from retirement is stupid but we have enough in there that by taking out just a small amount would rid me of this payday problem. Is there any legal way to access this 401(k) money?

Posted: Fri Feb 15, 2008 7:46 am Subject:

Ivy, I can almost guess the members here are going to tell you not to take out of your 401, but do as they are telling me to do...come clean with who the companies are, work out payment plans...see my I don't know where to start thread. Maybe someone might be more knowledgeable about 401 K's

Posted: Fri Feb 15, 2008 7:51 am Subject:

Ivy, we can help you here. Please do not take your 401k money out to pay these loans. Please tell us
who your lenders are, how much borrowed from each, how much repaid to each, which are store fronts , and which are internet, and what stste you live in.

Posted: Fri Feb 15, 2008 5:41 pm Subject:

I have both store front and internet. Loans totaling about 5000.00 and I live in the state of Utah. The finance charges are burying me.

Posted: Fri Feb 15, 2008 5:51 pm Subject: r

zona, I'm going to post your state pdl law for us all to see. However, if you could please list out who your pdls are (distinguish between storefront and internet), how much you borrowed (principal amount only), and how much you have paid back so far (total), we can help you here. We have all been in the same situation. If you let us know who you are dealing with, we can help. You may actually be dealing with some illegal companies. If you feel comfortable, please list them. You can do this all on your own with our help. I did it and many, many others have done it. When I first came here, I had many internets and storefronts also. We're here to help.

Posted: Fri Feb 15, 2008 5:52 pm Subject: r

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