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Posted: Mon Jun 02, 2008 5:28 am Subject: payday loans via the internet

Good morning I have been reading this site for about two weeks and just got up the nerve to write. I have payday loans via the internet, I said it out loud finally, I have paid in fees all that i owe to a few and only owe a minimal amount to the few I still owe but of course they still want more than I owe. Please help me don't know what to do or how to do it. Thank you

Posted: Mon Jun 02, 2008 5:43 am Subject: reply

welcome to the forum barbie,first we need
some more info.

a)what state are you in?
b)the lenders who borrowed to you
c)how much was borrowed.
d)how much was paid to each total

once that is established we can help you
with this,again welcome. Smile

Posted: Mon Jun 02, 2008 6:32 am Subject: Thank you for responding!

Gmorning, I am in south carolina,
1.Arrowhead Borrowed 200.00 paid 190.00
2. B.I.G borrowed 200.00 paid 245.00
3.fastbucks now known as payday flash borrowed 200.00 paid 214.00
4.web payday borrowed 400.00 paid 300.00 and they want 600.00 more and
5. upfront money borrowed 300.00 paid 289.00 and they want 450.00 more. please tell me what to do.

Posted: Mon Jun 02, 2008 7:46 am Subject: reply

don't know about the others,but B.I.G. is overseas ans illegal.looks like you overpaid anyway so you are done with them.someone else will be along to let you know about the others.

Posted: Mon Jun 02, 2008 7:50 am Subject: thank you

when I told them this they said that I still owed them and they even said if I do not pay them 200.00 more dollars they will report me to telechex and so did web pay day they are terrible
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Posted: Tue Jun 03, 2008 3:34 am Subject: where do I start

good morning finally got my password to login where do I start do I write letters or do I just go straight to calling the processors. I want to get this over and done with.

Posted: Tue Jun 03, 2008 4:31 am Subject:

Hello barbi and welcome to the forum! I am going to post your pdl laws first. Then I will do some research on your loans and let you know which are legal, and which are not. This will help us figure our how you should proceed. Hang tight! Very Happy

Posted: Tue Jun 03, 2008 4:35 am Subject:

Paul is right about BIG, they are highly illegal, so you are done with them, cross them off your list! I am sorry to tell you this but in order to stop these companies from debiting your account you will need to close your bank account. But first read THIS..
I would advise you to open a new account somewhere else BEFORE you close this account, and do not let any of these pdl's know you are closing it until after it is closed and safe.

Posted: Tue Jun 03, 2008 5:43 am Subject: thank you

I bank with Bank of america and although I have called and spoken with someone I will go into the branch today and speak with someone else. I am also currently emailing revoking the ACH and also "If" there was any type of voluntary wage assignment I am revoking that as well I know that the law states that it is not valid but hey im sure they will try anything thank you for all the help you guys are great

Posted: Tue Jun 03, 2008 6:23 am Subject:

Sounds like you are on the right track Barbie, I haven't had time to research the other pdl's you have to see if they are licensed. I am at work, and won't be able to until later, perhaps someone else will jump in here and give you a hand. Take good care. Smile

Posted: Tue Jun 03, 2008 6:37 am Subject: take care

does anyone know about the voluntary wage assignment and is it okay to email these companys because I dont have physcial addresses for them

Posted: Tue Jun 03, 2008 7:16 am Subject: reply

you can do that,if you have AOL there is a feature that can ensure if they open it or not.it basically makes it a certified e-mail.there should be a box on the bottom of your e-mail screen,it says receipt requested.click that.it will make the receiver send a receipt to you.that will be your proof they got it.i don't know if any other provider besides AOL has this feature,but if have AOL send the e-mails this way.

Posted: Tue Jun 03, 2008 7:31 am Subject: checked

went on aol and did not see it they don't give you a physcial address maybe I will try to get them on the phone to get a fax let's stay strong together

Posted: Tue Jun 03, 2008 8:15 am Subject:

Barbie, I can't find a license for Arrowhead to lend in your state. Anyone else? According to THIS they are very difficult to work with. I just wanted to forewarn you so you will have an idea of what you are dealing with, it seems that Arrowhead (based on previous posts at this forum) are notorious for threats and harrassment. Confused