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Posted: Sat Nov 17, 2007 8:44 am Subject: Payday Ok Help!

Can someone please PM me a letter I can use for Payday ok to mark my loan PIF and refund me some of the money I've over paid? I'm in Florida. I've had a loan with payday ok for $200 since february and have paid $900 on it so far. I still owe the $200! Anyone's help would be greatly appreciated.

Posted: Sat Nov 17, 2007 9:07 am Subject:

I am looking for that letter too as I have overpaid two of my pdl places too. Got a letter back from one of them since I mailed letters to them and they say i still owe them. Isn't that a joke. I will not pay them another cent. If you get the info you are looking for send it my way too will ya. Thanks

Posted: Sat Nov 17, 2007 11:35 am Subject:

I've sent the sample letter to both you through PM. Someone else sent it to me, just change the lender name as needed and your state info and the dates. This worked great for me with Payday ok and Usa payday loans. Good Luck!

Posted: Mon Nov 19, 2007 10:34 pm Subject:

can someone send me a copy of that letter please? I have looked and can not find it. I would appreciate it very much. I am so glad I found this place, I see light at the end of the tunnel now.

Posted: Tue Nov 20, 2007 1:25 pm Subject:

I just pm'd you the letter I used tinabarr. let me know if you get it.

Posted: Tue Nov 20, 2007 8:59 pm Subject:

I don't know if the letter will help me. My loan is through SSM Group LLC. and I'm in Illinois. I borrowed 250 and paid back 675 to date. I'm in the process of having them stop the debt of my account. My bank is on my side and is going after them as well. Should I send this company the letter and if so, can someone please send it to me. Thanks in advance.

Posted: Tue Nov 20, 2007 9:13 pm Subject:

Posted: Tue Nov 20, 2007 10:16 pm Subject: PDL

I'll tell ya, this forum is awesome!! I've had a million help me, in situations, and I'm being asked for my help with different things, too!!! Keep 'plugging away', at this forum......you will get the help you need, and it's free advice!!!

Posted: Wed Nov 21, 2007 5:43 am Subject:

Tina, send the letter and also send them a letter revoking any wage assignment agreemnt you have made. They are one of the worst when it comes to terroristic collection tecniques. They will threaten to "assign your wages." Wage assignments are not legal in Florida and are strictly voluntary where the are legal. Most employers are not aware of this and when they receive one they think they have a legal obligation to honor it. They do not and in Florida if they do they are resonsible for paying you back. The downside is that the regulatory agencies in Florida have many poorly trained employees, many of who will tell you otherwise or push you off to another agency. Florida does not have a state dept of labor and the US Dept. could not care about state law. You must go to your employer and show him or her your revocation letter and expain in detail the differnce between assignment and garnishment. Garnishment is also not allowed in Florida if you are head of household unless you agree to it!

Posted: Wed Nov 21, 2007 12:52 pm Subject:

The letter I sent to Tina revokes everything under the sun. It's the one that cannr sent to me. No worries..all bases will be covered with that letter!!
Smile

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