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Posted: Thu Apr 17, 2008 5:11 pm Subject: How Payday Loans Market Their Product

Here is a little insight into PDLs and internet marketing in general. One marketing type is Pay-per-click marketing. It's how Google and Yahoo make money. For example, go to Google and type Payday Loan. The results labeled "Sponsored Results" are companies that have chosen to have their advertisement appear for that term. The ads appear based mainly on "Bid Price". What this means, in Google or Yahoo they have set a price they are willing to pay for a click. So, while I would never encourage this Rolling Eyes

, if you click a sponsored result you will cost them money. Perhaps a new set of advertisers appear for the term "cash advance". Same thing. Click them, and it costs PDL money. Just a note, multiple clicks and jumping in and out does not cost them a fortune. Google recognizes this. If you liked their services, however, and wanted to visit them daily you would cost them $150 per month roughly. If there were a lot of you doing that, well, it would probably really alter their cost of doing business. Of course I would not encourage what is called click fraud if it is intentional and malicious, but visiting your favorite PDLs through a sponsored search result is always appreciated. After all, that's why the ads are so enticing.

Posted: Thu Apr 17, 2008 5:16 pm Subject:

James...thanks again for the tip. Any closer to letting us know the ins and outs of your PDL expertise?

Posted: Thu Apr 17, 2008 5:18 pm Subject: pdl

I think ANYONE who has dealt with PDL's has SOME kind of 'expert advice' to give. Just my opionion.

Posted: Thu Apr 17, 2008 5:20 pm Subject:

I don't like the Chargers, but I agree!

Posted: Thu Apr 17, 2008 5:22 pm Subject:

sd...I agree. We all have become "experts" from living this hell. Perhaps James has some additional "insights" that could further our "expertise" as well and put these guys where they belong.......out of business.

Posted: Thu Apr 17, 2008 5:24 pm Subject:

James, thank you for your threads on here and your advise. It is much appreciated. I am curious too as to how you know so much? BUT...big BUT...here I guess you may have reasons not to divulge this...and that is okay too.

Posted: Thu Apr 17, 2008 5:33 pm Subject:

James...egypt is right. Perhaps my "need to know" personality gets to be a bit much sometimes. It's just that this situation has become my lifes mission right now and any info that can help me accomplish that is on the top of my priority list. I can understand your position and am sure that you will divulge what you can, when you can, but my curiousity level is just getting the best of me. Keep the info coming. Thanks again.

Posted: Thu Apr 17, 2008 5:36 pm Subject: loan

WHAT!!?? Someone doesn't like the San Diego Chargers?! What is this world coming to?!LOL

Posted: Thu Apr 17, 2008 5:38 pm Subject:

Saaannnn Diiieeeego....Super Chargers...cool song. lousy team

Posted: Thu Apr 17, 2008 8:11 pm Subject:

(llw...my curiousity is about the same as yours...I am the one who sent an e-mail to Oprah stating she should have a show on PDL traps? Inquiring minds always want to know? We cannot help it)

Pachacutec · Posted: Fri Apr 18, 2008 3:47 am Subject:

egyptcrossarabs, I'm like you, I'm always asking questions. I think e-mailing Oprah was a great idea; maybe e-mail other talk shows, or the newstalk shows which appear on stations like CNN, MSNBC, etc, as well? As for James' knowledge, however he comes by it, I'm sure we're all grateful for any help we can get!

Posted: Fri Apr 18, 2008 4:32 am Subject:

egypt...great idea! Perhaps some tv exposure would help shut these folks down. As for my curiosity, I have blessed with an abundance. I was married to a Police Detective for 26 years so that situation just reinforced my curiosty and desire to get to the bottom of things. Hopefully, it will become clear as the posts progress.

Posted: Fri Apr 18, 2008 4:57 am Subject:

Egypt, I also think its a great idea. We really do need to find avenues to get the word out. maybe someday, all these places will shut down .

Pachacutec · Posted: Fri Apr 18, 2008 5:15 am Subject:

Hey Kashzan, maybe they could get you and some of the other moderators to "square off" against people from MTE and other PDL's on the Jerry Springer show??? Very Happy