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 Posted: Wed Jul 23, 2008 8:19 am Subject: 3-midland/ Midland Financial |
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Hi - I live in PA.
I had a pdl w/Midland financial about a year ago. borrowed $200.
repaid $900.before I finally stop the debits, now I have someone from Fidelis leaving messages every day - they want 200 some $ to settle this debt. any suggestions?
I have way more then settled this debt as far as I'm concerned
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cabyh59
Joined: 27 Oct 2006
Posts: 46
Location: Pgh PA Debtcc Points: 839
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| Posted: Wed Jul 23, 2008 11:35 pm Subject: |
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Oh my Gosh!!! For a $200 pdl, you have paid $900??? You've already overpaid. If I were you, I wouldn't have paid them a single cent.
You can also get a free counseling from our community's professional consultant.
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phoenix
Joined: 14 May 2008
Posts: 1081
Debtcc Points: 6075
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| Posted: Wed Jul 23, 2008 11:39 pm Subject: |
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Now, look at this...
| Quote: | Pennsylvania State Information
Legal Status: Prohibited
Citation:
Check cashers are specifically prohibited from making payday loans under Check Cashing Licensing Act of 1998, § 505(a). Otherwise, consumer discount company act applies. 7 Pa. Cons. Stat. Ann. § 6201 et seq.
Small Loan Rate Cap
$9.50 per $100 per year discount or 24% per year
Where to Complain, Get Information:
Regulator: Pennsylvania Department of Banking
Address: Market Square Plaza, 17 N. Second Street Harrisburg PA 17101
Phone: (717) 214-8343
Fax: (717) 787-8773
Regulatory Contact: Jim Keiser Administrator of Non-Depository Institutions |
PDLs are prohibited in Pennsylvania. You should now make a complaint to the regulatory body in PA (given above).
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phoenix
Joined: 14 May 2008
Posts: 1081
Debtcc Points: 6075
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| Posted: Thu Jul 24, 2008 5:00 am Subject: midland and Fidelis |
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yes I have paid 3 Midland $900 on a $200 loan, and now I have this collection place Fidelis calling me and leaving messages and I just want to make sure that they cannot get anymore money and the laws in PA are vage and I'm not sure
where 3-midland pdl is licensed to let Fidelis know that I don't
owe anymore...
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cabyh59
Joined: 27 Oct 2006
Posts: 46
Location: Pgh PA Debtcc Points: 839
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