I am just finishing a 16-month treatment plan for breast cancer and my husband was laid off over a year ago. Since I am the only one working, and have to take frequent sick days, money has been very, very tight. I took out a PDL to help us out several months ago and now I am in way over my head... I have paid over $720 on a loan for $300, and they are still taking money out of my account. Because of this, I am two months behind in rent. I live in the state of Minnesota, and until stumbling upon this site, I never knew most internet PDLs were illegal!!! How do I go about finding out more about this in my home state.... any help would be greatly appreciated.
Thanks.

What are the names of the pdl's? How much borrowed, paid back so far? Click the link below to read about your pdl laws, also note that an internet based payday loan company to lend legally as long as it is licensed in any US State. They would need to follow the laws of the state they are licensed out of, not the state the consumer is in.
http://www.paydayloaninfo.org/state_detail.cfm?id=MN

Meanwhile I am moving this to the payday loan help section.

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