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The entire bottom just dropped out of my life, and know I am more scared than even. Even my payday loans I still have to deal with is nothing compared to this. I dont know what to do.

About a week ago I made a deposit at my bank, just a small amount and then the next day I checked my account and somehow the, lets say $50.00 turned into 5,000. I thought it was a miracle, an answer to a prayer. I thought god had shined on me and all was going to be ok now. I withdrew enough to pay off one payday loan, and the rest I paid off may bill on line. I thought everhtying was ok. A few days later, I checked my account, and all hell broke loose. They took their money back, and everthing that was paid with this started to comming back along with hundreds of dollars in over drafts, etc.

That 50.00 is not only costing me thousands which Ill never have, but I am so scared that i am going to jail. They made the mistake of not entering the amount of my 50.00 deposit right, and I made a mistake of being in the wrong state of mind as where I thought I had a miralcle. I did not contact my bank yet. Im so scared. There is a lake down the street from me. If I can get enough courage just to hold my breath just long enough to drown, then maybe I can get the peace that I want so much. I see no way through this, please someone help me.

Posted: Sun May 27, 2007 4:32 pm Subject:

No matter how bad it seems, suicide is NEVER the answer. Sign up and talk with one of the consultants from this site on the phone. It's going to be a matter of setting up acceptable payment plans with everyone to get you back on your feet. Just speaking with someone about this can help ease your mind a little. Do NOT do anything drastic. This CAN be worked out, just hang in there and know that you have plenty of support right here. Please sign up so that someone can give you a call to discuss your situation.

Posted: Sun May 27, 2007 6:27 pm Subject:

HeretoHelp is absolutely right. Suicide is NOT the answer. There is nothing on this earth more precious than your life. You made some mistakes, and now you're in trouble...That's only temporary. Death is forever, and think of the people you would hurt.

Tuesday you need to get on the phone and start making some payment arrangements. Some people may be nasty, and it may be embarrasing, but you can work through it, and you will get it done.

Posted: Mon May 28, 2007 10:50 am Subject:

Be strong and think about your family members. They will be left in tears if you take a wrong step and this won't bring peace in your soul, anyways.

If you really think bankruptcy is the option for you, talk to an attorney and get this sorted out. You can include pdls in bankruptcy. Once the debts are discharged, you won't get calls from the lenders. Let this solution be a temporary fix for you. This is much better than giving up.

Posted: Mon May 28, 2007 10:54 am Subject:

SUICIDE IS NOT AN OPTION, FORGET ABOUT IT!!! For every problem there is a solution, sometimes it just takes time to figure it out.

How much are you overdrawn at this point? I would make arrangements with the bank to clear up that issue first, all the other creditors can take a back seat, just don't answer the phone. Right now, setting it straight with the bank would be my priority.