Payday Loan Yes is Harrassing Me!!! Help!!!

I did what this site advised me to do - I closed my account, sent them a c & d letter by fax and by mail. I borrowed 350.00 on 6/22/09. Then paid them 2x per month 105.00. I paid them 525.00 all together before I got advice from you guys. Now Jan. 13, 2010 I have some obnoxious lady by the name of Lori White calling my work # and my cell # saying that she is an independant processor and is going to serve me papers for writing a check with intent to defraud and several other things. Can't remember exactly what (I became too angry to remember). Then I called 888-358-2080 (The BAM Group) and Stepanie insisted that I now owe over 600.00 in late fees and the amount of the loan. She also wants me to get a pre-paid debit card or ask a relative for use of a cc or debit card to remit payment. How can I make this stop????? I have all of my bank statements that show how much has already been paid to these people... I am going crazy - they tell the entire story to the receptionist that answers the phone and talk to mw like I am a dog!!!! I cannot take anymore!!! HELP!!!! BTW - I live in Mississippi.

file AG,and FTC complaints against this bottomfeeder,and the BAM GROUP asap.both are illegal and you owe nothing on this illegal loan.i would do this.have a codeword that only your family and co-workers know.when someone calls asking for you they ask for the codeword.if they don't give it,then the person hangs up without a word.ignore the calls to your home phone,and cell phone,but file the complaints right away.again these are both bottomfeeder's in every sense of the word.

You are dealing with nothing more than criminals, so don't expect much from them besides harassment and threats. Their main purpose is to GET money from you ANY way they can. As Paul said, don't speak to these people, if they have no one to argue with and harass they will cease calling you sooner, the more you argue with them the more they will call.

Before you stop talking to them altogether, try asking them to send you something in writing on company letterhead stating that you do in fact owe a legal debt to them; see what they'll say to that. (and I bet you'll be waiting a LONG time for that letter!!)

Thanks guys!!!! I will be so glad when I am finished with these people!!! How could I be so stupid??? Money truely is the root of all evil....and breeds dirtbags!!!!

I am having the same issues with this company. Legal threats etc. I asked for there address and a letter stating my debt I owe. They would not give me either. I asked there location and they said we are out of Chandler AZ. When I asked them for there info I got three different people talking to me and saying that they were supervisors. They finally got angry with me and hung up.
Hang in there.

Dear Sir , 1/18/10
We have had the same problem and there still trying to get money out of our account
We are out of seattle ,Wa ...and have this being investigated with an attorney ..
We need an address on these people...
Please respond asap
Thankyou

The address I have for Payday Loan Yes is:
4001 S 700 East
Salt Lake City, UT 84107
fax 800-550-6051

Ive been getting fewer and fewer calls at work. Today I got a call, didnt state my name upon answering and when they asked for me, I simply stated "she no longer works here". I am the only one that answers the phone that is going to be my new response. Im sure they will call me a liar, which has happened; my skin has gotten thick, I just tell them talk to the attorney general....if anything at all...or hang up. They have no authority to do a darn thing to you and really, a class action lawsuit ought to be filed against them to teach them a lesson, not operate like this anymore.

Cara Dee

i did the same thing, i even told a company i was dead, which by the way did not really stop the calls.
i would keep sending them your letters.

These guys are driving me crazy. I didn't even want a loan and got it put in my bank account. The amount was paid back to them plus more. They kept debiting my account. I had the bank reverse charges but they aka First National debit. Can anyone say "FRAUD". This company is a joke. I closed my bank account and now they call my work number all the time. That crazy woman tried to tell me she was an attorney. She threatens and harasses. I have reported them to the FTC and Attorney General. Now a new person has started sending me emails - Tim Atkins and Jodi Phoenix. Idiots. No matter how much you complain they just keep on going. When will they learn they aren't getting anything more. She even told me she would file suit - I told them to go ahead and do so!!!

Similar situation here. This guy named John Parker (unknown caller id) left an aggressive message on my voicemail, stating he needed my home address & employer address to serve me papers. He stated on my v/m that he was faxed some papers of a claim placed against me with case number 118448, and that this is my only chance to contact ADR Firm to settle this. He also called my job and stated that he was an "independent processor" and that he will be coming to my job to serve me papers to appear in court. When I asked him the company he's from, he replied that he's an independent processor (mind you, on my v/m he stated that some papers were faxed to him in his office). I don't know about this, so I looked up the company "ADR Firm" and some weird unofficial website (www.theadrfirm.com) pops up. The website seems bogus, listing the owner of the law firm as Allison D. Richards, Esq., The ADR Firm LLC in Atlanta, GA (404-507-6139). Weird, because when I spoke to "independent processor" John Parker, he left me to call ADR Firm at 877-528-5110. So, I looked up this firm on HG.org, a worldwide law firm listing, and there were no results. So, I looked up Allison D. Richards on HG.org, no results. I haven't recieved ANY notification via postal mail - no official letters from payday loan nor mediator. So, my question is, if an "independent contractor" is given papers of a claim with a case number, why would he need to call me at work and or leave a voice msg that he needs my mailing address and employer address to serve me papers to appear in court? Wouldn't he already have this information, and just show up? Input...