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 Posted: Fri Nov 16, 2007 5:25 pm Subject:
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Ok so I didnt pay them since last week. I didnt care. I called T and C..2 of them called and left a message...well I called them back and told them hey Im not gonna pay. I certified mailed everybody, report them to BBB and called the attorney general's office..I actually left them a message and told them dont call my work number..my problem is the payday loan yes..do u know where I can send them a letter..they didnt respond to my email and the BB said it doesnt exist..maybe they have another name?..pls let me know if u know their address
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bclaymore
Joined: 30 Oct 2007
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Posted: Sat Nov 17, 2007 10:34 am Subject: r
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b, this is them:
Global Payday Loan, LLC
PO Box 572037
Murray, UT 84157-2037
Telephone: (888) 227-4638 ext. 528
Payday-Loan-Yes.com
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cannr
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Posted: Sat Nov 17, 2007 11:32 am Subject:
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thanks cannr...I got an email from payday loan yes stating they dont acknowledge deferred payment and cant make any settlement arrangement..so I dont know..I guess thats just too bad because I havent got anything to give anymore...I dont know about AIP, I got the certified mail response..they got it..in the letter I told them not to call me at work but guess what they called me still and one of my reference....oh well..Im sure I'll be getting a couple of calls this week..what if these PDLS wont accept T&C's offer..whats gonna happen?
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bclaymore
Joined: 30 Oct 2007
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Posted: Sat Nov 17, 2007 6:27 pm Subject: r
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b, I'm not sure. I would be sure to ask T&C. From what I've read, T&C usually gets the pdls to cooperate. But, hell, call them and ask them "what happens if one of the companies doesn't cooperate?" What's it hurt to ask? And about AIP - let me just tell you - have you filed with the BBB regarding them? Myself and others have actually gotten the situation resolved with AIP just through the BBB alone and some refunds of overpayments have been given.
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cannr
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Posted: Sat Nov 17, 2007 9:01 pm Subject:
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well they tried calling me but I wasnt available..I called them back and got answering machine..I only owe them 200 as principal and paid 89.00 four times every week..nice profit huh...I will call them again monday
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bclaymore
Joined: 30 Oct 2007
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Posted: Sat Nov 17, 2007 9:10 pm Subject: r
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b, so you've paid AIP $356.00? Am I doing the math correctly? And was this a "verbal agreement" loan?
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cannr
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Posted: Sun Nov 18, 2007 9:41 am Subject:
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it is a verbal agreement..and yes I filed a complaint to BBB..and I have proof that I sent them letter because I certified mail them. They left me a message with a friendly voice though..and youre good in math I already paid them 356.00..my main problem is that payday-loan-yes..OSL and instant cash911..although Ive been paying them 3 times already...tomorrow I'll check what T & C gonna say...U see I got one store front and I read the agreement.under florida law, they cant prosecute you crminally if u cant pay, you just have to go through credit counselling..I havent defaulted on my storefront..theyre actually dependable to me and they dont charge me that much plus if theres an emergency and I cant pay on my due date, they extend me for another 2 weeks without extra charges...my main problem is this freakin pdls online...
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bclaymore
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Posted: Sun Nov 18, 2007 9:44 am Subject:
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oh by the way, I froze my own account..the only transaction allowed is deposit only..if we need money, we go to the branch and withdraw, they deactivate it because we need money and activate the hard block after we're done withdrawing..thats my agreement with my bank which is good...I told them to let it stay like that until Im out of the mess
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bclaymore
Joined: 30 Oct 2007
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Posted: Sun Nov 18, 2007 5:20 pm Subject: b
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b, good. The internet pdls can't debit your account any longer. Now, I've got an issue here. And, it's just me personally. You have already overpaid AIP and honestly would more than likely get a refund from them if you file a complaint with the BBB. And your others internet pdls - I don't believe to be licensed in your state. Have you overpaid these also? My issue is what is T&C doing with the internet pdls that you've overpaid? Are they paying them again??? Tell me if I'm misunderstanding here.
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cannr
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Posted: Sun Nov 18, 2007 7:48 pm Subject:
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actually, I just set up an account with T&C so nothing is final yet..they havent paid anything yet since I just started..I have instant cash911..I havent paid them anything yet..OSL, and my husband got the cashspot and ez pay which he paid 4 times already amoounting to 90.00 each for a principal of 300..now those I dont know if its legal
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Posted: Sun Nov 18, 2007 8:02 pm Subject: r
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b, okay. I'm thinking these guys are not licensed in your state. Which would make the loans illegal, so you really shouldn't be paying more than the principle amount. Your husbands $300 loan - he has already overpaid. Now, the ones you haven't paid anything on, I can see having T&C work with them regarding just the principle amount if you like. However, what about the ones you have already overpaid on? Are you going to ask T&C about that? I just can't see "negotiating" with an illegal pdl for a payment plan when you have already overpaid the principle amount.
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cannr
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Posted: Sun Nov 18, 2007 8:09 pm Subject:
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you know what I probably wil just leave the illegal ones..first of all I filed my resignation from my job..the over all manager wanted me to stay but I have to go anyway..not because of the PDL but because im relocating to another city..so well..they can call anytime feel free.LOL..ofcourse Im leaving in a month so I have to let them call a couple of times..actually they dont call, I call them everyday..I dont know why..I develop a habit of calling them so I dont hear from them..LOL..I worked at a call center, everything is documented in the computer..figured if I call them its recorded they talked to me that day..so oh well..lol..my problem is my husband I dont want anybody calling him becuase the city im moving is where his job at...and yesh cannr, thats just tough because I dont wanna pay anymore..actaully I think AIP got shocked because when I called Im the one who demanded them to sue me because Im nt gonna pay anymore.usually pdl call to harrass you..its the other way around, i told them to sue..lol...my husband got checkngo..however, since this loans are really affecting us, I told him to includec checkn go to T&C since he already paid 4 times...was thinking why not let them work on everything we owe so we can live a peaceful life
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Posted: Sun Nov 18, 2007 8:12 pm Subject: r
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I understand totally. With T&C handling this crap, at least all calls can be directed to them and you won't have to put up with all the stress. Let them do "the dirty work". 
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cannr
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Posted: Thu Nov 22, 2007 7:13 pm Subject:
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ok so im officially being handle by t & c..anyway, AIP called my work while was off..it was directed to my desk..I stated in my voicemail that if they need to inquire about china and crystal departmen which by the way is not my department I said pls dial..blah blah blah..can you believe that girl called another department to look for me even though she already called my desk with my personal voicemail...she was not satisfied, she looked for my boss three times..the first call she discussed my loan and all my personal stuff..she was friendly but i think she was new in her job...my boss bitched at her and told me..ofcourse i got embarassed but he knew i overpaid them already..now I called the state attorney general about them adn I sued them..they signed a certified mail..in the letter it stated dont call my work because it will jeopardize my employment..I called that lady and freaked out on her ..how can she call another department and talk about my eprsonal acitivity..she knew it was illegal..another company called my husband at work..that was different because my husband freak out on them..tolsd my husband about sherifff stuff..so my husband said hey f**k you Im waiting for your sheriff now, are you even licensed because I already being handle by t & c and I have an attorney..they hang up on him..lol
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bclaymore
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Posted: Fri Nov 23, 2007 7:19 am Subject: r
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You keep going, b! You and your husband are letting them know that you are not stupid and know what's going on! And I'm glad your T&C will be kicking in. Hell, let them take the phone calls!
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cannr
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Posted: Mon Nov 26, 2007 11:01 am Subject:
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just dropped by to say im still breathing here..lol
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bclaymore
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