nelcotool, according to what you've posted you have more than likely overpaid your loan amount. No, you do not "still owe" them 390.00. Have you done anything regarding your bank account?

No, until I was tiring to find their web site and found yours I didn't know any of this. I don't know what to do. You told someone else about some letters. How do I get one of these letters? Can they be faxed to me?

Personal e-mail id removed for safety. - Jason

Do you know anything about a company called Payday One?

nel, I can post a thread that has a copy of the letter for you to follow, however, they will not stop daebtiting your accout. The only way to stop the debiting is close your account...We can help you with all this. I would suggest you start your own thread so you can find your information more easily and we can find you to answer any questions you have. WOuld you post what state your in, which companies you borrowed from, how much you borrowed from each and the total of how much you have paid to each. We can help you deal with all you pdl companies and help you get out of this cycle.

Here is some information on closing your account.

http://www.debtconsolidationcare.com...e-account.html

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

I live in Mo. What do you mean by Thread? Thank you

On the main page of this fourm where all the different posts are listed....click on "new topic" on the top right side of the page and you can start your own thread..a thread is what you are posting your messages to right now...only if you click on new topic and post, it will start your own thread and it will show you under the author column which makes it easier for you to find you and us to find you.

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

Here are the Payday loan laws for Missouri (just select your state),
http://www.debtconsolidationcare.com...pdls-laws.html

and there is this as well...

Internet based companies do need an MO license.

Of course as Cannr stated MTE will not be licensed in any state...I am not sure about payday one....

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

I believe that PayDayOne is one of the ones that's pretty much licensed all around. Goudah is a good one for that. I think it's her posts that are coming to my mind regarding PayDayOne.

I keep trying to check MO for PayDayOne and the website is NOT working!

i just talked to a person about it and the 90.00 is a auto ext for the loan then the 140 is payment +intrest i have payed 700 now on a 300.00 loan and they say i have 170

of course they are going to say that.they are illegal which means they cannot charge interest.all you have paid is way over,you should get a refund,but with MTE they will fight you tooth and nail.

I have paid each 40.00 every two weeks for awhile, I borrowed 200.00 from each and has paid 4 times over that amount. I live in Alabama and need help on how to stop these debits from my account and I have one with MTE borrowed 300.00 and have paid 75.00 four times.

MTE is illegal. You really need to close your account or they will continue to debit it.

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To infinity, and beyond

Are these companies legal. Should I close my account and how fast does a bank close your account.

BIG is illegal. I am not sure who GFS is.

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To infinity, and beyond

Just called Cash Net USA to set up payment arrangements.
Did not have to. Received four more extensions. I called today July 17 2009. They will no longer be doing payday loans for pennsylvania. I was told it had something to do with the laws in PA changing. I was also told if you are in PA you will get extensions if you call. Hope this helps.