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MTE Financial showing on my bank statement

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PostPosted: Fri Aug 03, 2007 8:28 pm Subject: MTE Financial showing on my bank statement

i want to know what payday loan is taking money out my account,so I can pay the full amount.it only shows up as mte financial could u please help me.phone number deleted for your protection - Suebeethank you
ty63010



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PostPosted: Sat Aug 04, 2007 5:34 am Subject:

Here is the contact info for MTE:

MTE FINANCIAL
15 G S.E.
MIAMI, OK 74355
phone: 1-866-213-0268
fax: 1-866-539-7503
email:compliancedepartment@mtefs.com

First and foremost, though, can you give us the following info, and we might be able to offer you some advice to help you get through this - you may have already overpaid on your payday loans:

-state you live in
-what lenders you are dealing with
-how much you borrowed from each lender
-how much you have paid back on each loan
-whether the lenders are internet or storefront based

With that info, we can help you understand your state laws regarding payday lending, and help you figure out if you've overpaid on these loans and should start asking for them to be marked paid in full!

Smile

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SUEBEEHONEY70
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PostPosted: Sat Aug 04, 2007 11:27 am Subject:

MTE Financial is affiliated with Rio Resources. Check their other DBA names in this link below

http://www.debtconsolidationcare.com/settlement/about14929.html

If you can prove that MTE did an unauthorized debit, dispute the charges with your bank. They will investigate with the pdl company and verify the charges. If it’s not proved, your bank will revert the charges to your account

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PostPosted: Fri Nov 02, 2007 7:43 am Subject: YOU GUYS ARE TAKEN MORE MONEY

I only got a loan for 300 dollars and i paid 90 for 4 months and now you guys are taken out a 140.00 dollar.. I do not own you guys that much..so i want my money back that has been taken out and over paid..
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Ashley Nava
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PostPosted: Fri Nov 02, 2007 7:46 am Subject:

You have not reached a loan company. We did not take money from you. We are a forum dedicated to helping people in debt. If you give us the name of the comoany that you are trying to reach , we can help you to locate them
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PostPosted: Fri Nov 02, 2007 8:08 am Subject:

ashley, I got you messsage but can not reply to you until you register.
kashzan
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PostPosted: Fri Nov 02, 2007 8:20 am Subject:

ashley, I can not answer you on a message. i got yours and to register go to the home page and follow the links
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PostPosted: Mon Nov 05, 2007 5:41 am Subject: over paid on loan

I borrowed 300$ from MTE Financial. They said they would take 90$ from my account for 4 paydays, OK that was done.loan paid off. Then the next payday they took 140$ out of my account. which means they owe me 140$
Jeffrey Goble (phone number removed for your safety.cannr).

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Jeffrey Goble
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PostPosted: Mon Nov 05, 2007 6:09 am Subject:

Jeffrey....most often the way an internet payday company works is: they take out $90 every payday as the Fee for the loan...then after so many (like 4 payments) they will begin to take the fee + some money toward to actual principle...most often if the lender is not licensed this means you are over paying according to most state laws. If you can tell us what state you are in...and how much exactly theyhave taken for the loan we can give you some suggestions in how to handle this.
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Morningstarr430
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PostPosted: Mon Nov 05, 2007 7:26 am Subject:

How do we know how much they are going to take out each time, if we cannot log onto a website or ever get a hold of customer service.
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PostPosted: Mon Nov 05, 2007 7:33 am Subject:

When you took out the loan they should/would have emailed you a "contract" that spells out what their payments are...there also would be a telephone number for customer service listed if they do not have a web site. Can you tell us what company you are dealing with? Maybe someone here has also and can give you some insight.
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PostPosted: Tue Nov 27, 2007 9:31 am Subject:

I guess I wound up with one click cash and I never received an email or anything with a contract or contact info.... Any idea on who to contact to get it?
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PostPosted: Tue Nov 27, 2007 1:58 pm Subject: r

One Click Cash
Phone: (800) 349-9418
Address: 2533 N Carson St Ste. 5024
Carson City, NV 89706
Email: compliancedepartment(at)oneclickcash.com

They are a d/b/a of MTE Financial:

MTE Financial Services
Phone: (866) 213-0268
Fax: (866) 539-7503
Address: 515 G S.E.
Miami, OK 74355
Email: compliancedepartment(at)mtefs.com

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PostPosted: Tue Nov 27, 2007 4:17 pm Subject: mte financial

I barrowed $300.00 I live in (edited), Maryland (edited). This company debited my checking account for 5 payments of $90.00 then after that is was $140.00 then $125, $110, $95, $80 and finally $65. I paid a grand total of $975.00 Interest from a $300 dollar loan was $675.00 I wanted to increase my payment instead of $50.00 incriment, however; I did not receive an e-mail to inform me who was the lender. i did not know who to get in touch with. please advice me. do i have grounds to see mte financial and get some of my money back.
(personal info edited.cannr)

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PostPosted: Tue Nov 27, 2007 5:16 pm Subject: r

vicky, have you done anything regarding your bank account? These guys have your bank account information. They have debited your account $675.00 too much. They are unlicensed/illegal in the United States. Also, you reside in a state where pdls are prohibited. I am going to post your state pdl law so that you can see it. I am also going to post something regarding closing your bank account. You do not want to keep the same bank account with these illegal people knowing your information, okay? And, yes, we can send these guys a letter (we can help you with this) and we can file complaints against them with the government agencies. First I'm going to post your state law so you can see they are prohibited. Then I'm going to post the information regarding closing your bank account and opening a new one. Read this information. If you have any questions, just post them. We can help you with this. Very Happy
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PostPosted: Tue Nov 27, 2007 5:17 pm Subject: r

Quote:
Maryland State Information

Legal Status: Prohibited

Citation:
Consumer loan act applies. Md. Code Ann. Com. Law II § 12-301 et seq.

Small Loan Rate Cap
2.75% per month; 33% per year.

Where to Complain, Get Information:
Regulator: Maryland Commissioner of Financial Regulation
Address: 500 North Calvert Street Suite 402 Baltimore MD 21202
Phone: (410) 230-6100
Fax: (410) 333-3866
Regulatory Contact: Michael Jackson Director, http://www.dllr.state.md.us/finance/

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