Silence from MTE...

Ok guys, it's going on almost 2 months now that my overpaid loans defaulted with Oneclick and United and I haven't heard a peep (knock wood). I mean, NOTHING.

I haven't heard anything back from my AG either.

Now, I'm just throwing this out there, but do you think that the fact that I work in a law firm might have something to do with why they aren't bothering me?

I'm just starting to get a little nervous, and I know they will slither out of the woodwork at some point, but the silence is starting to make me uneasy..

That would be a real good reason why they are not bothering you. MTE may sell you to a collection agency called ARM who will drop you like a rock as soon as they get a validation letter on your letterhead.

I know, believe me I am waiting to hear from these jokers. I wonder how many people MTE turns over to ARM?

I was one of them. I sent them a validation letter requiring payment history licensing proof etc. They sent me a copy of the I agree form from the net. I wrote back thanks, but you failed to validate anything. Never heard another word. That was about 5 months ago

So they contacted you by mail, or phone, or both?? I can't deal with these people on the phone, it makes me crazy.

They called me at work and I said I wwas sending a validation request in compliance with the fdcpa. The woman said "why prolong things?" After I sent the letter which also had a cease and desist paragraph they only sent me one more communication by mail. I will post a generic copy of the letter.

ARM was not able to respond to anything except where they sent the original aggreement.

I am so happy I read this. Thank you Frog. i have just had the experience from hell with them on three separate occasions today. I sent a dv letter to them today. Hopefully I will have a similar experience as you. Jen, I know you read mypost today. Thank you for the kind words. I hope for you forewarned is forearmed. If you have to deal with them too and need anything let me know. Roxy

Thanks Roxy! You're kind, and let's just say I'm hoping I don't hear from these fools, for their own good!

jen, don't feel alone. I'm with you. My MTE's aren't responding the the AG. One Click and USFastCash. I haven't heard from MTE. I figure once they send me to collections (whatever) I'll just send them a debt validation to validate my wonderfully ILLEGAL debt and include copies of the letters from my state AG threatening them with action. And, I don't work for a law firm, so I honestly don't think that has anything to do with it.

Oh well, wishful thinking on my part! LOL

i got a email from MTE today they want me to settle for 157.00 but i have paid them all there money. what do i do now. i have experience with ARM and they are very nasty and rude. they call me and be yelling at me on the phone.i just stopped answering the phone. i told them not to call my job and so far they havent.

hang in there ashley! It will all work out in the end.

I haven't heard from my MTE PDL, in about a month now...waiting for them to jump out of the wood work at me! Of course I haven't been lonely, I got 2 calls from Geneva Roth dba Loan Point USA today! I hate these places, what kind of a person could would for these evil company's.

Evidently..bottome feeders I now know why Cannr clls them evil MTE and why she puts ater their name. I swear I could hear the evil in the man's voice that called me.