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#17
06-12-2008, 05:01 PM
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Rosemary, loan solicitation is prohibitad here. I think you might have this forum confused with another site.
__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle- 
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#18
06-12-2008, 08:09 PM
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Ok tonight there is some progress. I was logging into my account to see if anyone just went away. Well.... ameriloan is gone!!! PIF!!!!! I over paid them so maybe I can get a refund. I doubt it, but hey they are gone. USFASTCASH now says I owe them $560. I really owe $195 in principle. They are crack heads!! I am hoping more of the MTE idiots follow the lead of Ameriloan.
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#19
06-13-2008, 06:39 AM
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keep on them,that is how they deal sometimes.they will be good on one loan but a pain on the other.they have about 20 d/b/a's.you are doing great love to see a creep entity like MTE get theres.
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#20
06-13-2008, 07:28 AM
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I thought I read here somewhere that Discount Advances was part of Credit Protection Depot. They had been debiting my account as Dredit Protection Loan. Sounds like the same company. Anyway, I have not even been able to access that account in about a week. I emailed everythin and faxed everthing. I do not know if they received any emails. I read here that someone call their number and spoke with a supervisor and explained their laws and the loan was marked PIF.
Is that the case with these guys. They are the only ones who have not contacted me.
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#22
06-13-2008, 11:11 AM
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Another Victory today. I go through the same routine every morning. Send USFASTCASH and MTE Financial an email sayinghey give your address so I can send you what I legally owe you. Well today I get something from USFASTCASH saying ok fine send you $195 and your account will be PIF. Last night it was you owe us $560 and now they will accept $195. Thank God that one is done.
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#23
06-13-2008, 11:53 AM
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Discount Advances has closed my account and has marked it PIF!!!! It has been a pretty good day.
Thank you everyone here for all of your help. I have 5 more to go, but I know I can do it. I only have one more that I legally owe on it is MTE financial. I am so glad I decided to do this on my own. i have saved so much $$$. If I would have stayed with all these loans I would have paid another $5000 before they were completed. I do agree, repay the principle. But nothing more. I was very scared at first. I did not want to close my account, but I di and I am glad. I have my paychecks back and I can get on with my life.
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#24
06-13-2008, 12:21 PM
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I am so happy for you Srjanes! Great Job!! 8) :lol:
__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
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#26
06-13-2008, 02:39 PM
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srjanes.. .I am curious to know, did you contact their processors? It seems as if these PDLs are becoming more accepting of a PIF or just paying what you owe on the principal since the processors have been made aware of the fact that they have been debiting on revoked accounts. I am just wondering if people are seeing benefit from previous complaints.
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#27
06-14-2008, 07:18 AM
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I only contacted Intercept. I spoke with Stephanie and she was not very helpful. I expplained that I had revoke ACH authorization on 6/2 ans asked if there was any activity to do ACH on my account on 6/10. She said yes but I would need to go to my bank and file a written penalty of purgey form. I she also asked if I had fulfilled my contract with their client. Anyway she said she could not do anything for me. So I did fire off some emails to the companies just stating that hey I spoke with Intercept about you and hey MTE I have an email from you dated 6/6 that you would not try to debit my account and you did about 11 times.
I still have to deal with PAYCHECK TODAY, MTE Financial, CASH ADVACNE NETWORK, and NETCASH USA. I know three of the are MTE. The state of Oklahoma also sent me copies of the letters they sent to them as well. I am hoping by next week there is more progress. I could also be that I email these people multiple times during the day. I have not received any calls either. I do not know. But of what I have left I only owe on one and if they want anymoney from me then they will come around.
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#28
06-14-2008, 09:20 AM
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srjanes. .thanks for the input. When I called Intercept I spoke with Cindy. She was a sweetheart and got my PIF status within hours. I spoke with them early on in the process, right after James suggested that route, and I think they were not aware of what was coming down the road with the flood of phone calls and emails they were about to receive. I think they got a little more "strict" after that. I thank God I called when I did. Congrats and keep us posted.
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#29
06-14-2008, 02:09 PM
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Who is MTE processor? Can Cindy handle them too?
__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
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#31
06-16-2008, 11:55 AM
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Ok so this is not a good day. I just found out that Paycheck Today and Cash advance Network are turning me over to a collecton agency. Cash Advance Network would not say who. But Paycheck Today turned it over to ACA Recovery. What can I do about these guys? Are they legal? Has anyone dealt with them? I actually have overpaid on these 2 loans. Unbelievable.
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#32
06-17-2008, 12:45 PM
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Well I have more news. I started with 9 PDLs and have everything narrowed down to 3. Maybe it has not been so bad since most of mine were overpaid by hundreds. Anyway the last 3 are Paycheck today, Cashadvance Network, and MTE Financial. As you can see they are all MTE. I only owe MTE $72. the others are overpaid. The funny thing is I had 5 PDLs with MTE d/b/a's and the other 2 marked my loans PIF. I was told that the owner did not like my actions as far as reporting them so they were sending these to collections. Gee I'm so scared. NOT!! I have copies of the letters OKDOCC sent to all of them so I think I should be good. I think the collection Agency is ACA Recovery/Norman Kalina. Not scared of them either. They are not licensed in my state. Big surprise. So the battle continues.
Thanks everyone for all your help!!
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