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#33
06-17-2008, 05:16 PM
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I just e-mail all the payday lenders I am dealing with and told them I would pay whay I owe and that is it! I contacted the BBB and the attonery general in my state. I am willing to pay what I owe and nothing more. CrOOOKS!!!! I have loans with 500fastcash, nationalpayday, unitedcashloans, and my1direct. I have been reading that the first three are all under MTE financial. Is this true. The laws in Michigan state that only one loan can be made at a time. I really want this to be over. I wish I had never taken out these loans. I never want to act desperate again. I am not even sure if I am handling this situation correctly. HELPME!!!!!
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#35
06-17-2008, 06:18 PM
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A PIF is a Paid in Full. Have you sent a C and D letter? Your bank will contact you if the debit overdraws your bank account. On the legality issues of your state and your bank I would defer to someone who can interpret those laws for you. Someone should be along shortly to help you out with this.
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#38
10-06-2008, 04:09 AM
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MTE and Little Loan shoppe
Hello I have been dealing with the same issue as many above.
After some research and reading I discovered the Indiana payday regulation. Of coures I have found this information about year to late and have paid thousands of dollars in interest on PDL's that according the IN PDL regulation were mot legal in the state of IN. So I started contacting many as yes I had many PDL's outstanding and after e-mailing them many times quoting IN PDL rugulation on rates etc. and sending copyies of such laws and lots of sticking to my guns. All but two companies have back-off and maid my accounts PIF. The to companies I am having trouble with are MTE Financial and Little Loan Shoppe. Both companies have paid way way more in interest pat then the orginal loan amount. Does anyone have any advise on these two companies.
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#39
10-06-2008, 04:09 AM
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MTE and Little Loan shoppe
Hello I have been dealing with the same issue as many above.
After some research and reading I discovered the Indiana payday regulation. Of coures I have found this information about year to late and have paid thousands of dollars in interest on PDL's that according the IN PDL regulation were mot legal in the state of IN. So I started contacting many as yes I had many PDL's outstanding and after e-mailing them many times quoting IN PDL rugulation on rates etc. and sending copyies of such laws and lots of sticking to my guns. All but two companies have back-off and maid my accounts PIF. The to companies I am having trouble with are MTE Financial and Little Loan Shoppe. Both companies have paid way way more in interest pat then the orginal loan amount. Does anyone have any advise on these two companies.
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