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 Posted: Tue Oct 28, 2008 8:55 pm Subject: Need help getting out from under multiple PDL's |
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Ok I currently have (5) PDL's out. I live in the state of Kentucky.
1. Loan Point USA (Internet Lender) = $300 (120 fee)
2. Cash Express = $435 (65 fee)
3. Check'n Go = $425 (75 fee)
4. Check Into Cash = $350 (61 fee)
5. Advance America = $350 (61 fee)
I've been rolling this over every two weeks for what seems like a year. I desperately want to get this resolved, I could certainly pay them off completely in two paychecks IF all my other bills could wait. Lots of health expenses along with automobile problems originally put me in this spot and I've been unable to ever catch up and pay them off. From reading this forum it looks like some options are to just close my banking account and try to set up a payment plan with them. The internet leader is apparently "illegal" in Kentucky maybe I don't have to pay that one at all? (I've paid the fee multiple times already)
Advice needed please.
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burlyman
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Debtcc Points: 100
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| Posted: Tue Oct 28, 2008 9:09 pm Subject: |
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Someone will be along to post your pdl laws for you. Good luck and you are not alone in this cycle we have all been there and thank god for this site. It has truly saved lives, including my own.
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ladybug
Joined: 29 May 2007
Posts: 2760
Debtcc Points: 24778
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| Posted: Wed Oct 29, 2008 9:29 am Subject: |
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I'm considering closing my current bank account, paying off one of the storefront loans and contacting the other three to set up a payment plan of some sort.
I just don't know what to do about the Internet PDL or what exactly will happen once I inform the storefronts of my intentions.
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burlyman
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