PDLs in NC

Noooo a pdl wouldn't lie

from the New Mexico AG---

that's how it starts bear,keep filing.sometimes if an AG waits till it gets a number of complaints before they act.sad but true.fill that file.
oh and roxy,i know i am just a meanie,saying those nasty things about pdl's.

BTW - Few people get tons of help from the various government agencies. The best reason for filing the complaints is because if they get enough, they will realize there is a problem that needs to be fixed.

Most state's AG offices don't really help much. Some do, but most don't. You can't expect much from them. You really have to do everything yourself. It can take months to fight some companies.

I just have to jump in here. First of all, love, you just came here in February! It hasn't even been a full month or two yet! It's WAY too soon to give up! Paul has been working on his for 8 months. It took months for me to get mine straightened out. And, I do have to say, the ones that gave me a boat load of trouble, my state AG did get those a$$e$ off my back. Maybe a lot of people don't get a bunch of help from their state AG. I thank mine every day. I mean, it took MONTHS to get responses; however, I hung in there. You have to wait it out. Also, I fought the hell out of the pdls. Yes, that took months, too. love, don't give up after such a short amount of time, please!

I am not giving up..I will do the waiting and if BBBs and AGs don't help oh well---COLLECTIONS can come get me..Faxing and mailing can get expensive...I just can not do that...my son needed a medicine that is now over the counter--I had no money to get it---I spent money faxing and stamping envelopes....getting my points turned over to cash may not come sooon...so I am going to have to stop faxing and stamping for awhile---disability only covers so much......I can not keep after these jerks to do help...thanks for your wishes/concerns but I can only do what I can afford--I can not come up with extra cash anytime I need it...

Totally understandable, love. I'm so sorry about all of this mess. We just love you and want you to come out on top of these illegal companies! But, you're so right. It costs a lot to get the ball rolling. I was grateful for all the things I could do on line. The faxing and mailing does get costly. We're just trying to cheer you on, love! Are you going to be able to get your son his medicine?

NO ...i got another cheaper medicine---different type---it did not do the job....school starts in a couple of days...going back sick ...

I don't think any of us is in a situation where we can come up with extra cash anytime we need it. Or else we wouldn't have gotten ourselves into messes with payday loans.

Email the letters if you have an email address. You won't have the proof it was received like you would with a certified letter, but it's better then nothing. Also, you can sign up on efax, and online faxing site, and get a free trial. Cancel before the end of the free trial and you won't get charged. I've done it several times, and I got the free trial everytime, so they seem to let you do it more then once.

There are ways. But you have to want to fight it, instead of using excuses to give up. Maybe I'm being harsh, but other's are going to read your posts and possibly give up too because they see you saying it's too hard and too expensive. I feel like you are looking to rationalize your wanting to giving up by saying it's too expensive. Other's here have not had money to send a letter. The waited. Or they found another way.

What's worse? Spending $10 to rid yourself of payday loans, or paying rollover fees every payday?

hey, just keep in mind were here if you need even a place to vent.

I have emailed--emails get sent back...you know I am not making excuses only that I am on disability and yes its cheaper than PDLS but I am ...you know forget it---good luck...I will wait it out but thats it.....

If you're not going to fight and put in the effort you will not succeed . . . . You can't just expect things to happen for you.

You are not the first person here on disability. Some of our longtime members are on disability too. That never stopped them from standing up for their rights and fighting.

Maybe I'm being harsh, but I see 23 pages on this thread. That means many members here have put in a lot of time and work into helping you. Look at all the other recent threads . . . . Do you see one of the same size? No! Eveeryone here was pulling for you. It's just disappointing to see someone give up so easily.

I believe that will not be done by me.......

Love...I am confused....are they still debiting your account? If not; why can't you just hang in there like we are all doing? Having a full check is better than not; it's even worth the calls and emails or letters...

Please, as Goudah said above; you have 23 pages worth of friends out there pulling for you....believe me it's worth it to stay strong and not back down....

Hang on; i see the light at the end of the tunnel...I do..

I have my account closed...I AM NOT doing any more letters/faxing --I have sent out to all who should of been contacted...once I get answers back from the letters and so far--NO ONE has helped..I am doing no more.....I will be done.....I have heard from many BBBs and a few AGs--only have a couple to hear from--then I am done!!! I have no more to say...good luck to all....

Please come back when the collection agencies start threatening you! We will still be here for you! I wish you much luck, good health and success!