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KASH, VOLLEY, CANNR.....I NEED HELP

 
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PostPosted: Wed Jan 02, 2008 7:38 am Subject: KASH, VOLLEY, CANNR.....I NEED HELP

I just received a phone call at work from a Sharon Jackson from some legal dept for bad checks (so she says) her number is 904-725-0052. She told me that EasyLoans is filing charges on me today at 10:15 am. I told her that no one is supposed to be calling me and she said she doesnt work for EasyLoans. I asked her to validate the debt and she responded by asking me if I signed paperwork with EasyLoans. She also asked me why didnt I contact EasyLoans with my new banking information? My brain wanted to say "because Im smarter than you think" but I ended up telling her that I didnt have any information to reach them. I kept asking her for proof of debt. She never said she would get it for me. She said that she was filing charges against me for some statue number she blabbed off so fast that I couldnt write it down. ARE THEY REALLY GOING TO FILE CHARGES AGAINST ME IN MY COUNTY?? WHAT SHOULD I DO??
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aminah
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PostPosted: Wed Jan 02, 2008 7:41 am Subject:

No, if they were really going to file charges against you they would not be calling you to tell you about it.

They are lying . . . . It's just one of the collection agency's for the payday loans that can't seem to follow the collection laws at all.

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PostPosted: Wed Jan 02, 2008 7:42 am Subject:

Hey Aminah, I just logged on. Goudah gave you the advice you needed. Dont worry.
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PostPosted: Wed Jan 02, 2008 8:10 am Subject:

THANK YOU GUYS SO MUCH! She even said that they were going to contact my employer.
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PostPosted: Wed Jan 02, 2008 8:16 am Subject:

Aminah, I'm so sorry! I'm sure you will be fine, I dont think they would tell you that anyway.
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PostPosted: Wed Jan 02, 2008 8:20 am Subject:

They know I dodge their phone calls so now they are calling the receptionist and she puts them through to me.
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PostPosted: Wed Jan 02, 2008 8:46 am Subject:

aminah...can you tell the receptionist to take a number for you instead of putting them through? Surely she has the time to do that...are tell them you only accept personal calls on you home phone.
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PostPosted: Wed Jan 02, 2008 8:46 am Subject:

Ok I just called that number you listed and i got some rude lady who answered the phone as division processing.. When she picked up the phone i stated i had the wrong number she went on to say someone had to call me from the number in order for me to have it i stated that i just had the wrong number then she hung up on me!! I dont think who ever this company is is the real deal! professional companies wouldnt be so rude as well as argue with you about having the wrong number!!! if i was you i wouldnt worry thats some type of collection agency!
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PostPosted: Wed Jan 02, 2008 2:02 pm Subject:

Thank you GUEST! She really upset me today.
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aminah
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PostPosted: Wed Jan 02, 2008 2:04 pm Subject:

laura, I cant have her take a number but I will just tell her to put all my calls through the voice mail so that way I can screen them. Thanks for the suggestions.
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PostPosted: Wed Jan 02, 2008 2:05 pm Subject:

Hope you are calmer now. no one is coming to get you, or download you, or arrest you. Aminah you are safe!!!
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PostPosted: Wed Jan 02, 2008 2:40 pm Subject:

Wipe the sweat off your face i just did some searching and guess what that is a collection agency! There really trying to scare you!! Trust me i know the feeling i had a call simple to your saying i was goin to be charged with check fraud they just say anything to scare you!!! ignore them! Very Happy
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PostPosted: Wed Jan 02, 2008 2:57 pm Subject:
Latest Blog Post : http://frogpatch.yesdebtfree.org

They are in clear violation of the FDCPA. You can sue them. There are several naca attorneys that would do it for you on a contingency basis. Do they leave messages threatening you?
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PostPosted: Wed Jan 02, 2008 3:46 pm Subject:

I had a problem with phone calls at work, and I work in a bank so I can't be taking collection calls. I just was honest with the people I work with and said that I was having money issues and they all understood. They just say now "oh she dosn't work here anymore." That way I can deal with these people when I have time or a solution.
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PostPosted: Thu Jan 03, 2008 3:14 pm Subject: payday loans question re bank account

I have two payday loans that I am paying back in monthly payments (whether they agree to it or not). I recently closed the bank account that they have on file to avoid further withdrawls and charges from these two companies. I opened an account with a completely different bank, and recently someone told me that the payday loan companies have a way of finding out what my new bank is & they can actually start debiting my new account. This sounds crazy to me, but does anyone know if this is true or not?
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PostPosted: Thu Jan 03, 2008 3:18 pm Subject:

It does happen, but very very seldomly. Usually new accounts get hit, if the person(stupidly) applies for another loan using their new info.These companies have so many different names and affiliates that once one gets the new info, all of them can get it. Just be careful, check your account and never apply for another loan, and you should be ok.
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