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Neequa · Posted: Mon Apr 28, 2008 5:27 pm Subject: pdl help needed

Hi Cannr,
i went into my bank and she explained that the best way to ensure no debits could be made would be to close the account and open a new one. I did that so that's the end of them debiting me.... step one done.

Posted: Tue Apr 29, 2008 3:46 am Subject:

Neequa, Excellent!!! I am so happy to hear you bank worked with you.

Posted: Tue Apr 29, 2008 4:36 am Subject:

neequa, did they assure you that the account would not be forced open? I'm paranoid of this happening. So, you have a new account, correct? And they won't be "linked" in any way? I told you, I'm paranoid! If you feel as though your bank account is safe, we're going to move on to step two, okay? This is going to be sending letters to your pdls. I need to know the amount you borrowed from each one (principle amount only) and how much you have paid back TOTAL to date. Can you do that for me? We can see where you stand regarding them. I can post a letter for you to use as a "guide" (you'll have to change it to fit your needs) for you to send to the pdls. Also, once the letters are done, you're going to need to file complaints with the BBB, the FTC, and your state AG. Okay? First, let me know if you feel confident regarding your bank account. And, then post the dollar amounts regarding your pdls. We'll move forward! Congratulations on getting the first step done! Very Happy

Neequa · Posted: Tue Apr 29, 2008 7:16 am Subject: pdl help needed

Good morning Cannr, yes she said that there is no way they can link the two accounts unless i give them the new account number which she told me not to do. She was very helpful and she explained that if i kept the other account even though there was a block on it... it wasn't guaranteed that they would be able to stop the debits.

Here's the infor from the loans
MYCASHNOW: LOAN $600 PAID TO DATE $702.84 BALANCE DUE $563.57

PAYDAYLOAN: LOAN $550 PAID TO DATE $137.50 BALANCE 845.00

sheesh do they make money... smh.

Posted: Tue Apr 29, 2008 7:32 am Subject:

Neequa, since they guys are not licensed to lend to you, every penny you paid them goes towards the principle amount of the loan, okay? So, actually, here are the numbers:

My Cash Now
Borrowed: 600.00
Paid: 702.84
OVERPAID: 102.84

Pay Day Loan
Borrowed: 550.00
Paid: 137.50
OWE: 412.50

So, you have one that you've overpaid. And I'm sorry to say, but My Cash Now will probably not refund you any money; however, always ask. And you have one that owe towards the principle on. So... are you ready to send out a couple of letters and file some complaints against these people? Very Happy

guest · Posted: Tue Apr 29, 2008 8:18 am Subject: Interim Cash

I was having the same problem with Interim Cash. I live in the state of Michigan and borrowed $200 and to date have paid $250. I closed my bank account and now of course they are calling me at crazy hours. They called me on Monday morning at 3:58 a.m. I have sent them a cease and desist letter via certified mail and I have also emailed this cease and desist letter. Today I got an email from them saying that I have agreed to let them debit me on May 2nd!!!! Does anyone have a fax number for Interim Cash so that I can also fax this letter to them???

Posted: Tue Apr 29, 2008 8:40 am Subject:

Here's something from a previous post on them. However, I don't see a fax number.

NEEQUA · Posted: Tue Apr 29, 2008 8:59 am Subject:

i've been trying to post but for some reason my posts aren't showing up... am i missing something?

Posted: Tue Apr 29, 2008 9:43 am Subject:

You're here now neequa! Very Happy

neequa · Posted: Tue Apr 29, 2008 10:02 am Subject:

oh ok perfecto.... i guess i need to send some letters to the lenders now...

Posted: Tue Apr 29, 2008 10:10 am Subject:

Okay, neequa. I can post a letter for you to use. You're going to have to change it to fit each particular pdl. Change the wording for the one overpaid one to reflect the dollar amounts and demand a paid in full and a refund of xxxx dollars. Change the wording for the one that you still owe towards the principle amount to reflect you will ONLY be paying xxxx dollars. Okay? I'll post the letter. If you have any questions, just post!!

Neequa · Posted: Tue Apr 29, 2008 10:13 am Subject:

ok perfect. will do. Now do i send the letter to them by mail...i wonder if they know my account is closed already... they've called my job literally 8 times already today..... Sad

thank you soooooooo much for your help, you have no idea how appreciative i am of the help

Posted: Tue Apr 29, 2008 10:17 am Subject:

Posted: Tue Apr 29, 2008 10:18 am Subject:

If you have any questions at all, just post! Very Happy

Guest · Posted: Tue Apr 29, 2008 11:25 am Subject: Interim Cash

It's me again. Thank you for the Interim Cash info. Should I call them and tell them that I did NOT agree to allow them to debit me further? Or should I leave it as is since my bank acct is closed??

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