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Okay, so I sent ac revoking letters to them via e-mail and fax, because after i talked to a 'manager' last week, they told me paying by money gram was acceptable, I get an e-mail today saying my account was due to be debited.

So I sent a letter basically saying the same thing and this is what the manager sent back:

Sheena,

Your email and fax were received today. Your payment arrangement with me is still valid. No payments are being processed through your account. The email you received is automated. It goes to everyone who has an open balance and they will continue to arrive until your account is paid in full.

As far as our licensing is concerned, the notice at the top of the agreement you signed clearly states

nhcash.com, LLC, a Delaware Limited Liability Company doing business as nhcashsilver.com, offers unsecured small loan transactions per the laws of the State of Utah registration number # 9337-SM. If you submit this Master Cash Advance (Master Agreement hereinafter) to us, we will process it in the State of Utah the same as if you submitted it in person to us at our offices, regardless of your state of residence. All aspects of transactions occurring on our website, nhcashsilver.com shall be deemed to have been completed physically within the state of Utah.

We have won cases in other states such as Massachusetts because the customer signed the agreement with the same disclaimer above. We are more than happy to work with you in terms of optional payment methods but I think your tone is unnecessary considering you never replied to my email below when I asked you when you would be making the payment via Moneygram.

When will you be making the payment and how much are you sending?

Donna Rines

Manager

nhcash

active link removed per forum rules

Posted: Wed Jun 25, 2008 1:56 pm Subject: reply

what state are you in again?sounds like BS to me.
they won cases in MA where pdl's are prohibited right.

Posted: Wed Jun 25, 2008 1:58 pm Subject:

Maryland is my state

Posted: Wed Jun 25, 2008 2:00 pm Subject:

My first thought was why is she even bringing up winning a case in MA?? 1. I don't live in MA and 2. I just wanted to makea payment arrangement that did not include my bank- not just skip out on her. I think she is paranoid or something. But I am definitely going to look into my rights.

kalja244 · Posted: Mon Jul 28, 2008 7:32 am Subject:

Is nhcash a pdl or small loan processor? I ask because I took out a pdl and am getting ready to send my C&D letter. I got an e-mail from them today saying I owed them $499 on a $250 loan. I have already paid back the $250. What should I do?? I live in NY and I know that pdls are prohibited here.

guest · Posted: Wed Aug 27, 2008 9:36 am Subject: loan are prohibited in my state.....

OK, just a thought but it sounds to me like that is an excuse to just steal money. You didn't have a issue when they gave you money, you took it and spent it, you never sent it back because they were prohibited in your state.
Also, you are doing business with a company out of another state, it would be no different if you walked into their store. You do business with companies not licensed in your state everyday, but you still do business with them...

Guest · Posted: Wed Aug 27, 2008 2:46 pm Subject:

If she is willing to make payment arrangements, shouldn't she be giving you the amount to send instead of asking you how much you want to send?

That's odd.

How much have you paid to them thus far?

Zena · Posted: Mon Sep 29, 2008 11:43 am Subject:

That is true, if she is willing to make payment arrangements, she should be giving you the amount to send instead of asking you how much you want to send. They know they are bogus. NHcash is one of the payday loans I am fighting as well.

Posted: Mon Sep 29, 2008 12:08 pm Subject:

The laws of the poster's state is the one that she/he has to go by. It is always been recommended that the person pay the orginial amount borrowed.

Posted: Mon Sep 29, 2008 4:43 pm Subject:

i doubt they won any cases over s a state that prohibits loans. either way, that email is strange. i hate when payday loan companies tell me they don't like my tone. she should be happy you're paying money gram - i paid by money orders when i settled with these companies.
you're going to be okay - i would have been nervous, too, though if I got something saying they were going to debit my account! i would keep a careful eye on everything to make sure they are doing everything right and legal on their end.

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A letter from nhcash..what should I say?

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