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Posted: Tue Sep 30, 2008 5:56 am Subject: Letters sent to PDL and no responses!! |
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I only resceived one response and that was right away from BIG and they called and left a message seeing what they can do for me, of course i never called back. Now, if i do not hear from these companies after sending letters and reporting them to BBB, attorn gen and fed trade commission, should i still contact them? I owe all but one money.
My thought is to wait and if they want their money they will contact me as requested am i correct, thank you.
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wendylynn93

Joined: 25 Aug 2008
Posts: 171
Debtcc Points: 1836
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Posted: Tue Sep 30, 2008 6:10 am Subject: reply |
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this will work one of two ways i know of.
they will not contact,but assign your account to a collection agency.
if they are not licensed they will just lay back before deluging you with calls and e-mails.
based on my experience those two things happened with me.
i'm sure there are other scenarios.others should be along to share there info on the matter.until then,enjoy the silence it won't last.
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paulmergel
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Joined: 24 Jun 2007
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Posted: Tue Sep 30, 2008 7:21 am Subject: |
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I have to agree with Paul........the silence will not last forever. Just keep on your toes and resend letters when they do call.
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wssu91

Joined: 31 Mar 2008
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Posted: Tue Sep 30, 2008 9:12 am Subject: |
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thank you, i knowits too good to be true they are not contacting me. Should i wait a certain amount of time maybe and resend the letter, like a couple of wks? I dont want them to send it on to collection, which im sure nothing is stopping them even if i do pay them.
thanks for the advice
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wendylynn93

Joined: 25 Aug 2008
Posts: 171
Debtcc Points: 1836
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Posted: Wed Oct 01, 2008 8:27 am Subject: |
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would someone have anymore suggestions as to my next step since im not getting contact?
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wendylynn93

Joined: 25 Aug 2008
Posts: 171
Debtcc Points: 1836
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Posted: Wed Oct 01, 2008 8:53 am Subject: |
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My advice is to watch your credit report............they may try to report it as a bad debt.
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wssu91

Joined: 31 Mar 2008
Posts: 507
Debtcc Points: 2460
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Posted: Wed Oct 01, 2008 9:40 am Subject: |
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Hello, same thing happened to me. I expected a nightmare of calls all at once, but did not hear anything for awhile. I did have a company completely vanish from me (since late March/early April) but wouldn't be surprise if they resurface. They do wait and usually will end up calling, just stay strong for when they do call. Some companies are better than others though. I have had some that stuck to email once I told them not to call. As long as everything's straight on your end, do not worry about it.
_________________ I hate being poor but it's getting a bit easier, thanks to many things I have learned recently online. Check out my blog - I am trying to make money, save money and make a good budget to live on. http://www.needbetterdays.blogspot.com
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bea2ls

Joined: 27 Mar 2008
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Posted: Wed Oct 01, 2008 11:03 am Subject: |
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thank you: )
That is what i am waiting for them all to start calling and not stopping the calls,
may i ask which one did you never hear from and did you pay them the full principal?
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wendylynn93

Joined: 25 Aug 2008
Posts: 171
Debtcc Points: 1836
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Posted: Wed Oct 01, 2008 12:25 pm Subject: |
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I had the same thing, several of the companies I was dealing with, one of which I had way overpaid, dropped off the face of the earth and haven't bothered my at all (knock on wood). Hopefully it stays that way
_________________ Humor is just another defense against the universe.
Mel Brooks
You can turn painful situations around through laughter. If you can find humor in anything - even poverty - you can survive it.
-Bill Cosby
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dawnlango7

Joined: 05 May 2008
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Shazzers
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Joined: 05 Dec 2007
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Posted: Wed Oct 01, 2008 2:50 pm Subject: |
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thanks, thats a good idea shazzers, thats funny they asked you to stop sending emails!!
thanks for the advice.
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wendylynn93

Joined: 25 Aug 2008
Posts: 171
Debtcc Points: 1836
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Shazzers
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Joined: 05 Dec 2007
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