In the State of Texas can you be summoned at work for an unpaid PDL?

I recently received a phone call from a law firm representing a PDL (internet) company....I believe it was Cash Net USA. The loan was taken out back in 2007. They requested a massive amount of money, but I told them I was unable to pay them due to the fact that I'm the only one employed in our household. I told them (without an attitude) to basically do what they had to do...because there is nothing I can do at this time unfortunately. In the state of Texas, can you be summoned at work for a PDL.

I do remember the gentleman telling me that an officer will summon me at home (he was talking so fast), but can you summon you at work? I'm really concerned.....it's not that I don't want to pay it, I just can't. My husband has been unemployed since 2007(he is in school). Please advise!!!! I'm in need of help!! Thanks in advance!

They can call you at work one time regarding debts. You can also be served with summons for non-repayment of the debts. But I don't think you can be served with summons at your work.

Cash Net USA is an accredited business with the Better Business Beau and has an A+ rating. There address is listed as the following: CashNetUSA 1600 W 7St Fort Worth, Texas 76102-2504 Phone (888) 801-9078 Fax (888) 801-9075 Ask CashNetUSA for a letter in writing with a breakdown of all monies owed to be sent to your address on their letterhead to dispute any inaccuracies.Make sure the loan issued to you meets your state payday loan laws.

But not doing anything will only make it worse and put you further into debt. Try mediating with them to at least stop the finance and interest fees or try consolidating. First check with these offices to see if this company is licensed, bonded or registered to do business in your state. Good Luck.

Office of Consumer Credit Commissioner

2601 North Lamar Blvd.

Austin, TX

78705-4207 (800) 538-1579 

 www.sml.state.tx.us/

Most states allow for the summons to be served at home or work. Generally, the server will try home first. If I am not mistaken, there is a protection against garnishment in TX. Can someone clarify?

Texas is a right to work state, the only people who have the power to garnish wages are the fedreal govt (IRS) and the state attorney general (CHILD SUPPORT) No one can garnish your wages in Texas to satisfy a debt

I would really like the answer to this one, especailly if they can serve you at work, if you request them to do it at home...

BE CAREFUL!!! I recieved the same call, and it turned out to be a HUGE scam! Look up CashNet's number and call them directly to make sure you actually do have a balnace to pay. I did, and it was a huge scam. My balance with cashnet was fine, and these people continued to call me. They had VERY heavy accents, and were very difficult to understand. I almost ended up paying them $800!! PLEASE BE CAREFUL!!!!

Please check with Cash net USA before you do anything. I recieved the same call at work and was told I was A thief and a criminal plus I would be fired.At the time I had a loan with Cash Net USA so I called them and ask them why were they calling me for a loan back in 2009 and i currently had a loan.they told me it was not from them,I was on my 4th loan with them and whoever was calling was not from them and not to give out any personal information. the people calling had a VERY heavy accent and I had to keep asking them to repeat what they were saying Please be careful!!!!