Hi all,

I have five loans out with online payday lenders. I reside in California and recently spoke with Oak View Law Group, a debt consolidation company. I did some research on this company and found that they do have a BBB Rating of A- and i found a lot of good reviews on them.

I just wanted to see if anyone here has heard of them and if so, is it good or bad to use them to clean up my payday debts?

Thanks!

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Before you commit to a consolidation do some research and find out if these lenders are licensed to lend in your state, if they aren't then they won't work with any company.

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Agreed. Please do your research before committing to them.

However, I have been with Oak View Law Group for the past four months and it really worked well for me. They have already begin negotiating with my creditors. Hopefully I'd soon hear some good news. Also the representatives have been very cordial and helpful, and I've found them always willing to answer your queries.

But you must get your confusions cleared before joining their program.

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The payday companies that i have loans with are:

Emerald Loans
Ashland Loans
Impact Cash/PDL Ventures
Ameriloan
Fat Money Loans/All American Services

And i reside in california.....can you tell me if these are legal and/or licensed to lend in the state of california???

thanks!!!!

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I don't think any of yours are licensed but you can verify that at the link below, just type in the name of the pdl, if there's no license, they aren't legal.
http://www.corp.ca.gov/FSD/licensees/default.asp
CLICK HERE to find out how to deal with illegal lenders.

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__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!

Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor