Sub:
#1Office of Pat Barnes
Replied on
10-29-2008, 04:35 AM
Who is this and what does this office contact you regarding? They have left several messages and I have not returned the call. I do not think that I have any outstanding payday loans out there. Please advise. Thanks!
good point,but with scammers like US NATIONAL BANK,LEGAL MEDIATION.amoung others that could try and collect even on pdl's that are paid off i would suggest caution.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.