We sent the email to VIP Cash on the evening of 3/30/12. We never thought we would hear from them again... Hubby got a call last week asking to verify our address and told us that a check (gave the check #) along with a letter telling us the account was paid in full would be coming. We still didn't believe. Came home this afternoon and the check was in our mailbox!!!!! They really refunded us the $1,690 that we overpaid!!!!!!!! Thank you to everyone who has posted their experiences and valued information. We used the letter that Ohiogirl has posted in her threads and just copied and pasted it into the email!!!
The bank account has been closed and the check was cashed at a local Check cashing place. We are sooooooooooooooooooo happy!!!:p :shock:
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.