Their collections have been calling me every day at work for the past month. I've already paid them more than the original amount, but of course they want another $400 that they're never going to get. I don't normally answer the phone when they call, because I don't want to get in trouble, but my boss was out today so I picked up. Actually, I didn't know who it was when they called, because they've been disguising their number as 0000000000. Can they do this? Plus, I sent them a C&D letter about 5 months ago with specific instructions to not call me at work, PLUS I've told several reps to stop calling me at work--AND THEY KEEP DOING IT! I know that third party collections laws don't apply to them since they're the original creditor, but I though they had to stop calling me at work if I told them to. They guy on the phone today said they called at work because they couldn't get it touch with me any other way (I have a mail box, last time I checked) and my SS# had been "red-flagged" for collections. I told him the same thing I told everybody else: you're paid up, you're illegal, etc. He said he needed my attorney's number so he could discuss what was going to happen to me when I didn't pay them. I told him that is he could supply me debt validation and all of their licensing info that proved they could lend in my state, I'd work with them then. This guy wouldn't shut up! I finally had to say "Stop calling here or I'm going to press charges" he said OK, and I hung up on him. Can they keep doing this?