Navigation

Help!!!

Message Author
PostPosted: Thu Jul 24, 2008 12:34 pm Subject: Help!!!

I am in California
I owe:
One Click cash $650...Paid $450 in finance ONLY
One Step Cash $195..Paid $305
Cash Central $390 ...paid $0
United Cash $390...paid $0
Payday One #294.10...paid $0

krimefighterqt



Leave a quick message for krimefighterqt
Joined: 24 Jul 2008
Posts: 6
Debtcc Points: 81

PostPosted: Thu Jul 24, 2008 12:39 pm Subject:

Here are the state laws regarding pdl's for Cali.

Quote:
California State Information

Legal Status: Legal

Citation:
Cal. Fin. Code §§ 23000 to 23106

Loan Terms:
Maximum Loan Amount: $300
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
apr for 14-day $100 loan: 459%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot charge fee for extension)
Cooling-off Period: None
Repayment Plan: Voluntary (no fees may be charged in conjunction with payment plan)

Collection Limits:
Collection Fees: $15 NSF fee
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: California Department of Corporations
Address: Financial Services Division, 1515 K Street, Suite 200 Sacramento CA 95814
Phone: (866) 275-2677
http://www.corp.ca.gov/

_________________
ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
PinkLady
Moderator
PinkLady
Moderator

Leave a quick message for PinkLady
Joined: 15 Jun 2006
Posts: 1450
Debtcc Points: 20327

PostPosted: Thu Jul 24, 2008 12:43 pm Subject:

Also check out this link regarding closing your bank account.
www.debtconsolidationcare.com/paydayloan/close-account.html

I have dealt with Paydayone and for me they were easy to deal with, they accepted a payment plan from my debt management company. I believe paydayone may also be the only licsened lender you have listed.

_________________
ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
PinkLady
Moderator
PinkLady
Moderator

Leave a quick message for PinkLady
Joined: 15 Jun 2006
Posts: 1450
Debtcc Points: 20327

PostPosted: Thu Jul 24, 2008 12:44 pm Subject:

Thanks so much Pink Lady...Where do I go from here?
krimefighterqt



Leave a quick message for krimefighterqt
Joined: 24 Jul 2008
Posts: 6
Debtcc Points: 81

PostPosted: Thu Jul 24, 2008 2:01 pm Subject:

You have 2 threads going . . . I'm going to lock this one. Please refer to the other thread at:

http://www.debtconsolidationcare.com/settlement/about48862.html

_________________
How I make some extra cash

I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
goudah2424
Moderator
goudah2424
Moderator

Leave a quick message for goudah2424
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673

All times are GMT - 7 Hours
Page 1 of 1

 
About Us | Contact Us | Privacy Policy | Testimonials | Sitemap | Espanol | Media Kit | Terms of Services Navigation
Hacker Safe   Member of IAPDA   DnB Listed