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Guest · Posted: Tue Aug 19, 2008 12:52 pm Subject: OneClickCash, UsFastCash

I had to take out two internet loans to pay off a storefront.

1. OneClickCash, Loan amount $300, Paid 0 So far.

2. UsFastCash, Loan amount $300, Paid 0 So far.

I live in Kentucky.

I have already closed my account, and made sure that no transactions can open it back up.
I have sent both companies e-mails revoking their ach and wage assignment authorizations.

I tried to get them to give me an address to send them payments via money order, but they refuse to give me an address. Here is the e-mail response of theirs.

Posted: Tue Aug 19, 2008 2:35 pm Subject:

Guest,

I had one like that and I basically told them look, if you want the PRINCIPAL amount that I took out then you will give me an address to mail payment to... they didn't and so they aren't getting their money. I refuse to give them my new banking info. and told them I no longer had a checking account.

Basically that's all you can do. I believe both of these are illegal, but Goudah can confirm that.

Posted: Tue Aug 19, 2008 4:30 pm Subject:

To the best of my knowledge, UsFastCash and One Click Cash are both affiliates of MNE and operate off the reservation in Miami, Oklahoma. And yes, they are illegal.

Posted: Tue Aug 19, 2008 4:46 pm Subject:

You're state law prevails and don't let them try to tell you anything different. Here they are. Smile

Posted: Tue Aug 19, 2008 4:49 pm Subject:

Here's some information on these companies. I would make it clear to them that you will send payments in the form of money orders USPS only, so, no address no payments.

OneClickCash
CustomerService(at)oneclickcash.com
compliancedepartment(at)oneclickcash.com
FinalCollections(at)oneclickcash.com
1-800-825-0441
One Click Cash, are unlicensed/illegal to lend in any state in the US.

USFastCash
Phone: 1-800-640-1295
Fax: 1-888-549-3324
Email: 'customerservice@usfastcash.com'
US Fast Cash Compliance Department
Fax: 1-800-470-6614
Email: compliancedepartment(at)usfastcash.com

Guest · Posted: Tue Aug 19, 2008 5:34 pm Subject:

Thanks for the information guys. Yea I told them that I would only send my payments by money order, and they just keep repeating the same thing.

So I'm going to wait for their ach to get returned to them, maybe then they will be more willing to talk.

Ldoll · Posted: Wed Aug 20, 2008 5:25 am Subject: US Fastcash

These people are not very easy to deal with...they said the same thing to me, wouldn't acknowledge arrangements for the principal amount or give me a mailing address. I'm waiting to hear something from the AG's office. They also completely ignored my letters and emails.

Posted: Wed Aug 20, 2008 8:36 am Subject:

I'm dealing with USFastcash right now. I received a loan for $450 from them and paid $135 so far. Since they are illegal I'm only paying back the $315 remaining balance and they are trying to say I owe $720. They know my account is closed but they keep trying to debit it anyway. Last Friday they tried to send a check through for the $720. I'm just going to mail them payments and keep copies of everything I send to them.

Ldoll · Posted: Wed Aug 20, 2008 11:20 am Subject:

That is exactly what they are doing with me.....but I was told not to send them any money until I got something in writing that they will consider the loan PIF with the principal paid. Have you sent them anything yet?

Posted: Wed Aug 20, 2008 11:50 am Subject:

I haven't sent anything because I'm trying to get the others cleared up. But I may just start sending them through my debt management program, but I will only send payments totaling the principal balance. The dmp will keep track of the payments and if the checks have been cashed or not. I am going to send them a letter informing them of my intentions and also the laws of my state and the fact that they are not licensed. I am going to copy my Attorney General on the letter as well. I live in Illinois and my Attorney General don't play when it comes to these illegal PDL's.

Ldoll · Posted: Wed Aug 20, 2008 1:06 pm Subject:

I reported them to my AG's office and things have been quiet for now.

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