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Can online pdl compies get u in trouble for check fraud!

 
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PostPosted: Sun Dec 30, 2007 10:02 pm Subject:

Hey in my state which is DELAWARE it states that the most you could borrower is 500.00 and they loaned me 700.00 does that make the loan not legal or what
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PostPosted: Mon Dec 31, 2007 8:57 pm Subject:

they can't do anything to you. Its like not paying a credit card bill. They might report you to chexsystems and you may have a hard time getting a new bank acct.
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PostPosted: Tue Jan 01, 2008 9:46 am Subject:

Let me ask a question here: did I understand that you took out this loan over the internet--even though they have storefronts in your state?
If you did not go into a storefront to take out this loan, then they can't charge you with check fraud, as there is no paper check to be fraudulent. You still need to pay back what you borrowed, however.

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PostPosted: Tue Jan 01, 2008 11:01 am Subject:

Yes i definetly wanna pay the loan back as soon as possible im just traped in a financial bond right now and they are not willing to work with me they want a full payment! And yes i took this advance out online ..and they do have storefront stores in my state but i did everything to get my payday advance online
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PostPosted: Tue Jan 01, 2008 11:05 am Subject:

SO do you think that this National Attorney collection service.that called me to collect the debt is trying to scare me !
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PostPosted: Tue Jan 01, 2008 9:03 pm Subject:

They are definately trying to scare you, that's a given and that's what they do best. I would get an address for them and send them what you can. If they cash your money orders (and that is all I would send them) then they do accept payments since they would be taking yours. I really doubt that they wouldn't accept them. And if they don't, you can say that you are making good faith attempts to pay and they are not accepting your money.
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PostPosted: Tue Jan 01, 2008 9:17 pm Subject:

SO have you ever heard of National ATTORNEY COLLECTION SERVICES THAT IS THE COMPANY WHO HAS MY DEBT NOW....AND WASNT WILLING TO ACCEPT PARTIAL PAYMENT .....THEY WANT THE FULL BALANCE WHICH I DONT HAVE RIGHT NOW
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PostPosted: Wed Jan 02, 2008 5:59 am Subject:

There are several threads in this forum about Attorney Collection Services, why don't you try doing a search on in the upper right hand corner and see what you come up with. I know one thing for sure, if it were me, I would send them a debt validation letter and MAKE them validate that debt before I sent them a red cent. Smile
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