Internet's first get-out-of-debt community - 144,000 members

GeminiGirl · Posted: Fri Feb 08, 2008 4:15 pm Subject:

The exact wording was... 'You do not have access to this site.'

amber.smith1 · Posted: Mon Feb 11, 2008 12:26 pm Subject:

Have they contacted you at work? If so how many times. Also, did they talk to anyone else at your work. Do you think this means they have written you off? I am so glad I found this site. It is awesome!! The people are terrific!

GeminiGirl · Posted: Mon Feb 11, 2008 4:46 pm Subject:

They called my direct line at work and also my cell number and left messages. They did that for 4 days straight, which was more than enough. They also emailed the standard employment verification to my HR department and to me. That's when I sent the letter revoking the wage assignment.

I don't know if they've written me off or what - we'll see. Since then, I haven't had any calls from them whatsoever because I demanded that they not call my job, family and/or friends, and that all correspondence be in writing so I could keep a paper trail.

amber.smith1 · Posted: Tue Feb 12, 2008 12:24 pm Subject:

I just filed the complaint with the AG of my state. Was your state AG helpful at all? Also, which address did you use when sending them a revoking letter? It is confusing how many addresses this company uses! I added up just how much I have spent on fees interest since July and I want to cry-$2111 in 7 monthes and many of the loans were only $500! It is just such a trap!

Guest · Posted: Tue Feb 12, 2008 12:32 pm Subject: r

amber, what address did you give the AG when filing the complaint? You can email/fax/mail certified the letter revoking wage assignment. But did you give the AG an address?

amber.smith1 · Posted: Tue Feb 12, 2008 3:12 pm Subject:

I listed the Malta address which was on the email I recieved from ecare services, I also gave them the address in Canada. I stated that there are several addresses listed.

Posted: Tue Feb 12, 2008 6:34 pm Subject:

You are both doing the right thing in reporting this company. They are so illegal it isn't funny. I hope that your state's AG helps you out. I don't know what I would have done if mine didn't.

Posted: Tue Feb 12, 2008 6:54 pm Subject:

I have a current loan out with same place and am just starting the process of getting out from under all of this. Forgive me for being stupid, what is a wage assignment and at what point do you file the AG complaint?

Posted: Tue Feb 12, 2008 10:10 pm Subject:

Hi Whiterock. A wage assignment is a voluntary agreement you signed when you got the loan from these sleezballs. They will send it to your HR department to try to get HR to dock your pay and send it to them. These are completely voluntary and you need to revoke it. Send a letter stating you revoke any wage assignments you may have signed. Send a copy to your HR dept. A good time to file the AG complaint is right now. If you need more info on a wage assignement letter pm volleyballmom, she has one for sure. Good luck to you!

Posted: Wed Feb 13, 2008 7:31 am Subject:

thanks, I'll do that.

Posted: Wed Feb 13, 2008 8:05 am Subject:

are there templates for complaints to the AG we can use?

Posted: Wed Feb 13, 2008 8:08 am Subject:

I need to apologize, i do not have a loan out with Cash transfer centers. I did but it got paid. Though i will need all of this for the other PDLs that is why i ask the Question.

amber.smith1 · Posted: Mon Feb 18, 2008 7:33 am Subject: work

Hi-First many many thanks to all of the nice people who have helped me-I appreciate it beyond words! I am wondering is there anything I can do to prevent these people from calling my employer or other people I work with such as payrol? This is SOO embarassing! Money or the lack of is such a private thing.Thanks!!

Posted: Mon Feb 18, 2008 7:53 am Subject:

You can send them a cease and desist letter. Just tell them that you demand that they stop calling you at home and also at yuour place of employment. They can only contact you via usps or e mail.

Posted: Mon Feb 18, 2008 10:04 am Subject:

These people are the lowest of the low!! (oh wait, that's Cash Today4U!!) but seriously, you need to know the following: their DBA's are Cashtransfer Centers, Northway Debit and Sonic Payday. They are all one and the same. So when you revoke your wage assignment letters to payroll and to them, I would put all three company names on them. I wouldn't put it past these slimeballs to try and do it using another DBA, so it's important to use all three names. And if you block them from your checking account, make sure you use all three names.

Purplegirl69 · Posted: Fri Feb 22, 2008 2:18 pm Subject: Help...

There is so much information out here, that I am totally confused and scared to death...I do have a loan with CTC and about 12 others....can someone please let me know exactly what letters need to be sent to these people? I did close my account out and have transfered all direct deposits to another bank account that i have. Again; I need to know what letter goes to my hr department and which ones go to these pdl people..thanks so much to all of you...

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