I have a few Payday loans with the following companies. I have closed my bank account and most of them have been paid finance fees multiple times. I need to know if any are legal in Florida. I have been looking around the site and have gained some valuable information but I want to make sure. Zip19 has already been to my website I run and threatened to call my customers.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.