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good advice

Thinking of defaulting on your pay day loan? I suggest you don't do it, because you will be guilty of passing a worthless check. Unless you are looking forward to being arrested at work and doing the perp walk, you best send that money you owe in right away. My company will prosecute you and send you to jail.

You signed a contract. Meet your obligations. Jail isn't fun.

Posted: Wed Jan 30, 2008 8:15 am Subject:

Reading your comment however is fun. It is fulll of lies and crap. No one can be put in jail for owing money.Also on a internet loan there is no check, so go somewhere and figure out what you are talking about. No one here will buy what yiu are selling.

Posted: Wed Jan 30, 2008 8:19 am Subject: reply

OH BROTHER,WHERE TO BEGIN? FIRST AN ACH OR ELECTRONIC DEBIT IS NOT A BANK DRAFT.SECOND THERE IS NO SET LAW THAT STATES YOU CAN BE JAILED FOR A BOUNCED ACH DEBIT.THIRD YOU SOUND JUST LIKE COLLECTION SLIME WHO CALLED LAST NIGHT. GO NOW PDL SPY,YOU HAVE PEOPLE WHO AREN'T AWARE OF THERE RIGHTS TO THREATEN.

Posted: Wed Jan 30, 2008 8:28 am Subject: What Fun!

Good Advice! You are also too precious for words!

Another slow day at the CA? I wish I could fun out which one you worked for, would be interesting to see how many times it has been sued for fdcpa violations!

Posted: Wed Jan 30, 2008 8:35 am Subject:

Ho hum, ho hum, same ol' song & dance. Rolling Eyes

Posted: Wed Jan 30, 2008 8:56 am Subject:

good advice..did you go through any previous training before getting your dream job there at the agency?? Apparently the brain-washing technique must have worked you're spouting the exact words they wanted you to say...you really need to get your facts straight!

Posted: Wed Jan 30, 2008 9:12 am Subject:

Good saying Kash, we will not listen nor buy his dum lies. All you are is a PDL spy and you are probably the first who has defaulted on PDLS.

Posted: Wed Jan 30, 2008 9:17 am Subject:

The "fun thread" du jour!

Never fails.....always at least one a day.

Come back when you can properly understand what a worthless check is and how you can be prosecuted under criminal law.

Thanks!

Posted: Wed Jan 30, 2008 10:09 am Subject:

Priceless. Besides, I haven't seen a paper check payday loan in a while, all they usually want the check for is to get the routing and account numbers...and even if there was a paper check, the first time the loan either rolled over or you paid it, it made it null. Nice try lame-o.

Posted: Wed Jan 30, 2008 11:12 am Subject:

yeah, lets completely ignore the fact that most payday loan companies act illegally because they arent even licensed to do business in the states they make loans in......let's just ignore that one completely, mmkay fellas?

When you didnt even act legally in the course of lending the money, you dont have any business speaking to anyone about what they legally can/cannot do after the fact. Whats also funny is that court after court, time and again, have voted with their rulings...and their decisions strictly contradict what this clown is saying. I sincerely hope no one actually read that post and believed that crap.

Posted: Wed Jan 30, 2008 11:49 am Subject: reply

ANOTHER POINT,IF A ACH COMES BACK FOR THE FOLLOWING REASONS.

A)YOU ATTEMPTED A DIFFERENT AMOUNT
B)YOU ATTEMPTED TO DEBIT ON A DIFFERENT DAY
YOU SEE,THESE ARE THINGS ARE AGREED UPON IN ADVANCE.I DON'T SEE ANYTHING IN YOUR DRIVEL ABOUT THAT.AS I SAID BEFORE,RUN ALONG,YOU HAVE INNOCENT PEOPLE TO THREATEN. Laughing

Posted: Wed Jan 30, 2008 3:09 pm Subject:

:yawn: I am fairly well versed with laws that apply to this situation. To pass a worthless check where it would be considered a offense worthy of arrest you would have to be drawing items on a closed account or a account that no longer exists. Even then the "victim" and law enforcement would have to prove criminal intent (this is generally supported if there are multiple instances of this or if the check is for a rather large amount, meaning something that might constitute grand theft) even then a judge would only issue a warrant for your arrest and they would only pick you up on it if they catch you doing something else (like on a traffic stop for speeding)

Most of time the only thing the merchant can do is file a civil complaint with the Magistrate's office in which they will be brought before the Magistrate where the plaintiff and defendant both get to plead their case and the magistrate makes a ruling based on the facts presented. This of course all falls under a civil suit as most debts are civil matters, not criminal.

In short, your wrong.

Have a wonderful day

Posted: Wed Jan 30, 2008 3:11 pm Subject:

Wow we must be getting really annoying to the PDL people for them to keep posting here, it's even more motivation to post, great job "goodadvice" you are helping us help people with your posts.