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I was recently contacted by a US Investigations of New Jersey for a way past due payday loan. They haved threatened to file all kinds of charges against me. They also said they are going to download a file to Tennessee so the local police can arrest me. I am so scared and I don't have the 500 dollars they are asking me for. What should I do?

Posted: Fri Jun 08, 2007 9:27 am Subject: no arrest

passionrain do not worry, they cannot have you arrested for not paying on a payday loan. They are trying to scare you into paying. As a matter of fact they are the ones breaking the law by threatening you with arrest. If you can, record these calls. Ask for debt verification first and you can also send them a cease and desist letter. Go over to the debt collectors forum to get more info. There are also some threads in this forum about problems with payday loans and what to do. Read through them to get a better understanding.

Again, don't worry as you are not going to be arrested. Do not let those clowns scare you.

Posted: Fri Jun 08, 2007 10:47 am Subject:

shayeb · Posted: Fri Jun 08, 2007 12:16 pm Subject: pyaday loans consolidation

I would like to know if I can consolidate all my payday loans into one payment to get them paid off.

Posted: Fri Jun 08, 2007 1:38 pm Subject:

There is no such dept. which collects for defaulted pdl loans. Especially since pdls are prohibited in NJ. You need to file complaints with the AG's office against these people. It is a crime to impersonate a govt. agency or personnel.

Posted: Fri Jun 08, 2007 5:17 pm Subject:

I agree with Steelers - and also go to the Homeland Security website. On it you will find a link to a goc. deptartment called ICE. File a complaint with them regarding this company, ub fact - forwarad a copy of the threatening letter that you received to ICE and make sure that you cc the collection agency so that they will know that you are on to them and have filed a complaint against them with the gov.

Posted: Fri Jun 08, 2007 5:59 pm Subject:

Tell them you're going to download them for extortion, and then a judge can upload them to jail.

Posted: Fri Jun 08, 2007 6:43 pm Subject:

GOOD one, Debtcruncher, lol!!

Posted: Fri Jun 08, 2007 7:05 pm Subject:

I am sick of this crap...threatening consumers is getting old, and nothing seems to happen to these criminals. I can't wait until teleporting machines are invented, cause I would appear in the cubicle during one of these calls, and see if they can download me in person.

Posted: Sat Jun 09, 2007 8:26 am Subject:

That's a line I forgot about, Debtcruncher ! Laughing

I agree with Steelers and Irish that you must report this company for their illegal tactics. Companies like this needed to be stopped dead in their tracks.

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US Investigations of New Jersey contacted me for a pdl

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