I have 5 PDLs in Montana and would like help

I'm in Montana and I have 5 internet payday loans - I just found this forum and need help getting rid of these PDLs. Thank you!

ameriloan - 250 - first payment of 75 due 09/20
Loanshop online - Isle Ventures - 300 - first payment of 90 due 09/20
Unitedcashloans - 300 - first payment of 90 due 09/20
OMG Group (oasis1 marketing group) - 200 - have paid 120 (2 payments of 60 each) with a payment of 60 due 09/20
MLadvance/JHPartners - 300 - have paid (I think) 270 (3 payments of 90 each) with a payment of 90 due 09/20


I have contacted my employers to have my direct deposit changed to another bank, but I may have a paycheck still coming to my original bank tomorrow (and maybe Friday from a second job, but hopefully not). Hopefully, my next paychecks will go to my new account.

I haven't closed my bank account yet (and in reading the sticky about closing accounts, I guess I'm glad I haven't done that. I still need to do the revocation letters. Well, I just e-mailed revocation letters, but I need to print them tomorrow and mail them - and maybe fax them?)

Thank you so much!

Kristi, Welcome. I am going to post yor state laws for Montana here (just select your state), so you and everyone else can see them and we can begin to help you.
http://www.debtconsolidationcare.com...pdls-laws.html

Thanks for that information, Roxy!

Ok..now what this means to you is this...

You are on the right track. Be sure you also give your wage assignment revocation letters to your payroll department as well. The next step will be to figure out which companies are licensed/legal in other states. Someone will be along to help us with that. Hang in there.

ameriloan - unlicensed/illegal
Loan Shop - unlicensed/illegal
United Cash Loans - unlicensed/illegal
OMG/OASIS - not sure if licensed
MJAdvance/JHPartners - never even heard of this one

That was quick...thank you Cannr.

Hell, I know all the illegal ones! LOL!

I'm not finding anything on the BBB site for:

OMG Group/Oasis 1
MJAdvance/JHPartners

Are they using any other name? Do you have an address or phone number on them?

Kristi, Contact your bank first thing in the am and ask them to put a hard debit block on your account. This will block all debits of any kind. That way your deposit will still go in but the pdls ( if they have not hit) will not be able to debit your account. If they have, they will not be able to again.

Wow - those replies were FAST!!! Thank you so much!

Let me check on phone numbers/addresses

I may have mistyped on that one - It's not MJ, it's
ML Advance and Affiliates (88417-1578
an e-mail address for them is ml.advance(at)sbcglobal.net
so maybe SBC Global is also them?


The other is
OMG Group/OMG CORP
7473 West Lake Mead Blvd., Ste. 100
Las Vegas, NV 89128
Phone Number 1-866-209-3035
Fax Number 1-866-209-3939

an e-mail from them includes this info
OASIS1 MARKETING GROUP, INC.
866-209-3035
866-209-3939 FAX

Thank you cannr and Roxy

I did e-mail my bank today and asked them to block/freeze ACH/debits, but I'll call them in the morning. They aren't local to me, so I can't go there in person.

I'll also get the revocation letters to my employers tomorrow.

So, for the illegal ones (at least three, it looks like, and maybe all five), I only have to pay a total of what they loaned me, is that right? With none of the extra fees? What a relief!

You all are so great!

PLease make sure to call your bank and discuss the situation with them...maybe you can fax them your revokation letters as proof..and let them know the loans are illegal too! Get their word and in writing if possible that they will block the debits...

Thank for that advice, morningstarr, I'll do that.

kri, I can't find squat on those two. Luckily you have the addresses/phone/fax/email for them. I can not find diddly. Unless someone else comes along who has dealt with them. These pdl's use so many names. I looked under the names and telephone numbers. Nada.

Thanks cannr!