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 Posted: Wed Nov 19, 2008 10:01 pm Subject: paychecktoday |
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oh my god. who has delt with paychecktoday. i called to ask for assistance because i'm going to default on friday. i just wanted to give them a heads up and work out some type of arrangment so i can make it right. at this point my loan is still current but they transfered me around to some big burley lady in collections who told me i was unbelievable and rediculous. so when i finally got a chance to explain myself she says "you need to call me back first thing tomorow morning, its time for me to go" wtf? here i am asking for assistance trying to make things right and i am so unbelievable for borrowing money and now i cant pay a million dollars of intrest on it and am trying to set up arrangments to make it right and its time for her to clock out?
i'm sorry but i have been in collections for 3 years now (dont hate me i'm the nice guy) and have never treated or had anyone treat me the way this thing was treating me today. and just think i get to start my day off tomorow bright and early with round 2. and what good is it going to do to ask to speak to a supervisor because who ever trained this thing has got to be worse than her. sorry for the rant just had to get it off my chest.
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bandcstoops1
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| Posted: Wed Nov 19, 2008 10:10 pm Subject: |
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What state do you live in?
How much did you borrow from lender?
What loans do you have taken out?
How much have you paid to date?
This will help. I believe paychecktoday is linked to MTE Financial, which is an illegal and unlicensed company.
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MandyKay
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| Posted: Thu Nov 20, 2008 7:17 am Subject: reply |
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yes they are MTE.if you paid the principle borrowed in fees you owe them nothing more.check that out before calling broadzilla again.
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paulmergel
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| Posted: Thu Nov 20, 2008 8:56 am Subject: |
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who has delt with mte? they are paycheck today, are they also cash advance network? has anyone been able to get through to them? from what i have read so far they are ruthless and they dont honor cease and desist letters.
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bandcstoops1
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| Posted: Thu Nov 20, 2008 9:13 am Subject: Paycheck Today |
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I am in the process of dealing with them now. I sent my ach revocation letter to them yesterday and they responded to me within an hour. Much like you bandcstoops1, I have been current with my loan and have paid waaayyyy more than the principal. If you're interested in seeing the response they sent me, I posted it in one of my messages yesterday. Not only are they illegal, they have been ordered to cease and desist operations in numerous states (including the one they're located in). It's good knowledge to be armed with when dealing with them.
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sjj104
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| Posted: Thu Nov 20, 2008 9:29 am Subject: reply |
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i have dealt with mte.two of there d/b/a's as a matter of fact.they are illegal,ruthless,stupid and clueless.as stated before if you paid back your loan in there illegal fees you owe nothing more.have your boss and co-workers say you quit and don't answer there calls or emails at home.
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paulmergel
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| Posted: Thu Nov 20, 2008 9:44 am Subject: |
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I have dealt with them and Cash Advance Network. They give both of my accounts to ARM of Florida. I got them to stop by filing complaints with the AG in Florida and the BBB of Florida. Its been about 3 weeks of peace. Hopefully it will stay that way.
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kfstaff24
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| Posted: Thu Nov 20, 2008 9:46 am Subject: |
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how long does it take before they send it to a 3rd party collection agency?
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bstoop1
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| Posted: Thu Nov 20, 2008 11:08 am Subject: |
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In my case it only took them about a week and I am not kidding. It was lickity split!!! As soon as I got my first call from ARM of Florida I filed my complaints with the BBB and Florida AG and the calls stopped. I got a letter from ARM via the BBB saying my account is closed and I have not heard from them since. Do I feel safe? not really they could send it to another CA.
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kfstaff24
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| Posted: Thu Nov 20, 2008 11:54 am Subject: |
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wow 1 week. they dont mess around. i read that email response sjj104. its funny how they claim to be in the right then next paragraph they agree to a settlement. if they really had the upper hand i dont think they would be offering a settlement.
one question i have with pctoday and cashadvancenetwork, from what i have read so far cease and desist letters do not work with these companies. who has succeeded in getting them to stop calling you at work and what method did you do?
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bandcstoops1
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