Hi. I was just checking to see if Payday Max is legal in Iowa? If nodoby knows, how do I go about finding out? I have tried and it is starting to make me crazy. I would love to have these people off my back! Ugggggghhhhhh - I am never getting another rotten pdl again.......

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I would start by checking Iowa's laws regarding Payday lenders. There is a sticky at the top of the forums detailing each state's laws. Some states only require that PDLs be licensed in their home state.

If Iowa requires that internet PDLs be licensed, then check the department of banking's website for a list of licensees. The website address is:
http://www.idob.state.ia.us/

Be very careful though. They could be licensed under a parent company or DBA name. Before you go after them with guns blazing be very sure they are not licensed. That being said, I do not believe that Payday Max is licensed anywhere.

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PayDayMax is ILLEGAL everywhere. They operate out of Canada. They are not licensed and use a US address in Nevada for collections. I researched them with Nevada DFI and they have since then relocated to an unknown location. If you have overpaid them, good luck in trying to get a refund, but DEMAND your account marked "Paid in Full" immediately. They will take and take as long as you let them. Remember they are Illegal :evil:

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Does payday Max have any other names that anyone knows of?

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Their d/b/a is Credit Protection Depot. This is their collections dept.

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"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-