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I have been working with them on a payment arrangement, but they wont budge on a lower payment plan and sent me this yesterday.

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Therefore, we have decided to report the account to Contribution, as
service of SCAN. Being listed in this service prevents check writing at
major retailers, such as Wal-mart, Target, etc. Once reported this will
make applying for additional loans, or checking/savings accounts at
financial institutions nearly impossible.

Posted: Tue Jun 03, 2008 7:15 am Subject: paydayone

Good question. I'm not sure what SCAN is. Is that a chexsystems place?

Posted: Tue Jun 03, 2008 7:20 am Subject: paydayone

Yes, they can do this. They are a legally operating company, and therefore can report to consumer reporting agencies.

SCAN is a check writing database that retailers run you through when you want to write a check. If you come up, they will not accept the check.

If you use your debit card, it will never even be an issue. It would only affect your ability to write checks to retail businesses.