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#1
01-05-2009, 02:59 PM
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Junior Member
Join Date: Jan 2009
Posts: 13
Credits: 289
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Sub:
payday one loan
Has anyone had any dealings with PayDay One in paying back their loan ? I am on the brink of possibly being late in paying it back. Do they accept the EPP pay agreement ? Any help would help. Thanks
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#2
01-06-2009, 12:34 AM
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Sub:
Is EPP available in your state? What state are you in?
Here a discussion related to Payday One EPP: - Payday One EPP |
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#3
01-06-2009, 04:23 AM
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Sub:
i called paydayone right before i defaulted, i told them what was going on and that i would need an epp, they told me my payment had to get returned first, so after the payment got returned i called back and set up an epp. they were the easiest for me to deal with compared to some of the other companies i am dealing with.
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#4
01-06-2009, 05:17 AM
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Sub:
Its nice to know they are working with you, good luck.
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#5
01-21-2009, 11:46 AM
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Junior Member
Join Date: Jan 2009
Posts: 18
Credits: 291
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Sub:
I called Paydayone today to see if they could put me on an EPP because I have just been paying interest for MONTHS and nothing on the principle. They were very nice and put me on a 5 payment schedule...they froze the balance today so that I don't accrue anymore interest. They didn't mention anything about having to default on a payment first. I was very happy with the customer service and I feel like I am climbing out of this payday trap one step at a time! YAY!
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#6
01-21-2009, 12:05 PM
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Sub:
Congrats!
__________________
<a href="http://www.debtconsolidationcare.com/dawnlango7/index.html"> http://www.debtconsolidationcare.com.../hof-badge.jpg</a> |
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#7
01-21-2009, 04:47 PM
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Member
Join Date: May 2007
Posts: 491
Credits: 19
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Sub:
Payday One is licensed in every state where they make loans. While no pdl is good, they are one of the few that acts like a legitimate business.
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#8
01-21-2009, 05:08 PM
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Guest
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Sub:
PayDay One EPP
I too called PayDay One yesterday to set up a payment plan. I was told I would either have to make 5 interest payments, then call back and be set up on a payment plan which would be broken into 5 payments, or let the payment be returned and then they would work with me. They were very nice and helpful. Even though I had planned to try to pay them in full this month, I think I may let this one default and break it into 5 payments to make my budget a little easier.
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#10
01-21-2009, 06:44 PM
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Member
Join Date: May 2007
Posts: 491
Credits: 19
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Sub:
What states are they lending into where they aren't licensed besides PA where they're allowed to make loans under another state's license, at least till Feb. 1?
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#11
01-22-2009, 12:59 AM
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Sub:
They made loans in KY were they have to be licensed in that state and they are not.
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#12
01-22-2009, 03:00 AM
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Junior Member
Join Date: Dec 2008
Posts: 46
Credits: 628
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Sub:
Payday One has made loans in KY. ALL internet payday loans in Kentucky are illegal!!!!! It states this specifically on the Kentucky Department of Financial Institutions website in the FAQ section under payday loans.
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#13
01-22-2009, 10:03 AM
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if they are illegal in ky how can they be licensed in ky. check their website they list the 32 states they are licensed in and ky is on that list.
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#14
01-22-2009, 10:06 AM
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Sub:
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